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Property Type: Detached HouseOwnership: Freehold
108 QUEENSWAY DRIVE
Woolwich, ON N3B2T5
MLS® X13688808
$999,900
3 bed3 bath10 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 73.7 x 148.9 FT ; 148.86 ft x 73.66 ft x 135.93 x 70.61
- Frontage
- 73.8 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,451 (2025)
Interior
- Basement
- Finished, Separate entrance, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Eating area | Main level | — |
| Office | Lower level | — |
| Bedroom 3 | Basement | — |
| Utility room | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Lower level | — |
| Family room | Lower level | — |
Description
Welcome to 108 Queensway Drive in St. Jacobs, a custom-built 2+1-bedroom backsplit that has been lovingly cared for by its original owners. Set on a quiet, mature street, this well-maintained home has seen plenty of thoughtful updates over the years while offering a comfortable and functional layout with room to spread out. The location is a great part of the story. You're close to schools, parks and all the charm St. Jacobs has to offer, from local shops and restaurants to trails, the market and everyday amenities. Mature trees and an established neighbourhood add to the peaceful setting, while Waterloo is just a short drive away. But what really sets this property apart is the large, detached shop. Fully heated and designed with flexibility in mind, it features a 13-foot garage door along with dedicated workshop, studio and storage space. Whether you're a hobbyist, car enthusiast, woodworker, artist or simply someone who has always wanted a serious space of their own, there are plenty of possibilities here. A well-cared-for custom home, a mature St. Jacobs location and a shop that is increasingly hard to find - 108 Queensway Drive offers a combination you simply don't come across very often. (id:63159)
Listing Information
- MLS®
- X13688808
- Tax assessment year
- 2025
- Data last synced
- September 19, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13688808
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Woolwich average
$567/sqft
3 active listing(s)
Parking: 10 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
26,999
(2021 Census)
+8% since 2016
Density: 82.7/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$799,920.00
Periodic payment — Principal & Interest (monthly)$5,160.81
Additional monthly expenses (condo fees, tax, utilities, etc.)$370.92
Total monthly cost$5,531.73
Interest paid over 5-yr term$229,259.37
Balance at end of term$719,530.63
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$74,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,171.51
Cash Needed at Closing
Minimum down payment$74,990
Estimated Land Transfer Tax (LTT)$16,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
