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Property Type: Detached HouseOwnership: Freehold
14 ANDOVER DRIVE
Woolwich, ON N0B1M0
MLS® X13679164
$998,000
4 bed3.5 bath5 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 55.2 x 105 FT ; Lot easement for entry
- Frontage
- 55.2 feet
A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,902
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Electric
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bathroom | Second level | — |
| Den | Second level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Bathroom | Second level | — |
Description
DETACHED UNDER $1M + EXCEPTIONAL MORTGAGE-HELPER POTENTIAL! Welcome to this beautifully renovated, sun-filled 2-storey detached home, ideally positioned on a premium private corner lot in desirable Breslau. Offering the perfect blend of modern luxury, functionality, and income potential, this is an exceptional opportunity for first-time buyers, savvy investors, and multi-generational families alike.The main levels feature a bright, modern open-concept design with premium finishes, a stunning updated kitchen, and convenient independent main-floor laundry. Move-in ready and . updated, the home delivers the lifestyle buyers are looking for today.Then discover the massive, pristine basement-where the most expensive and difficult work has already been completed. A brand-new, structurally complete LEGAL SEPARATE SIDE ENTRANCE and high-efficiency EGRESS WINDOWS make this space ideally positioned for a future 1- or 2-bedroom accessory apartment.The basement also features dedicated plumbing rough-ins for a kitchen and full bathroom, along with separate laundry connections, creating an outstanding foundation for a potential secondary living space and significant rental income potential. With its own side access and the added privacy of a corner-lot, future tenants can enjoy separation from the main residence while you retain your own space.Seller is motivated and this opportunity deserves your attention. Whether you're looking to reduce your mortgage, accommodate extended family, create additional income, or build long-term equity, this property offers flexibility that is increasingly difficult to find.Conveniently located just minutes from Kitchener-Waterloo's major tech hubs, Google, major highways, shopping, and top-rated schools, with everything you need close by.Live beautifully upstairs. Unlock the potential downstairs. Own more home while creating an opportunity to offset your mortgage.Opportunities like this don't come along often (id:63159)
Listing Information
- MLS®
- X13679164
- Data last synced
- September 21, 2026
KELLER WILLIAMS REFERRED URBAN REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: KELLER WILLIAMS REFERRED URBAN REALTY
MLS® Number: X13679164
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Woolwich average
$567/sqft
3 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
26,999
(2021 Census)
+8% since 2016
Density: 82.7/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$798,400.00
Periodic payment — Principal & Interest (monthly)$5,151.01
Additional monthly expenses (condo fees, tax, utilities, etc.)$408.50
Total monthly cost$5,559.51
Interest paid over 5-yr term$228,823.74
Balance at end of term$718,163.38
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$74,800
Stress test qualifying rate8.19%
Payment you must qualify for$7,158.25
Cash Needed at Closing
Minimum down payment$74,800
Estimated Land Transfer Tax (LTT)$16,435
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,735
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
