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Property Type: Detached HouseOwnership: Freehold
192 WOOLWICH STREET S
Woolwich, ON N0B1M0
MLS® X13760376
$1,149,900
4 bed4.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 46.6 x 135.6 FT
- Frontage
- 46.7 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,890.19
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Second level | — |
| Bedroom 3 | Second level | — |
| Office | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Office | Main level | — |
| Partial bathroom | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Primary Bedroom | Second level | — |
Description
Built by Empire Homes, this beautifully upgraded, completely carpet-free residence offers more than 3,000 sq. ft. of above-ground living space and a rare balance of elegance, comfort, and practicality. Wainscotting, picture frame moulding, and California shutters give the home a polished, timeless feel. The open-concept main living area does more than look impressive-it keeps everyone connected, whether you're cooking, entertaining, or simply spending time together. At the heart of it all, the chef-inspired kitchen features quartz countertops, an upgraded 9-ft island, abundant cabinetry, and a dedicated butler's pantry, creating a space that works just as beautifully for everyday meals as it does for hosting. The adjoining family room invites you to settle in around a striking electric fireplace with granite surround, while the formal dining room, crowned by an impressive coffered ceiling, sets the stage for holidays and special occasions. Two office spaces provide flexibility for work and study without taking away from the home's living areas. Upstairs, four large bedrooms each enjoy direct access to a bathroom, giving everyone a sense of space and privacy. The primary suite is a true retreat, complete with a sitting area, oversized walk-in closet, and spa-inspired ensuite with double sinks, a freestanding soaker tub, and a glass shower with rainfall head and body jets. A second bedroom offers its own ensuite and walk-in closet, while the remaining two bedrooms share a Jack-and-Jill bathroom. Outside, the 136-ft deep lot is framed by extensive stonework in both the front and backyard, enhancing curb appeal while keeping lawn maintenance to a minimum. A backyard gazebo creates an inviting place to gather, dine, and unwind throughout the warmer months. Filled with beautiful morning light from its east-facing exposure and thoughtfully designed for both togetherness and privacy, this is the kind of family home you can truly grow into. (id:63159)
Listing Information
- MLS®
- X13760376
- Data last synced
- September 21, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13760376
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Woolwich average
$567/sqft
3 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
26,999
(2021 Census)
+8% since 2016
Density: 82.7/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($89,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$919,920.00
Periodic payment — Principal & Interest (monthly)$5,935.01
Additional monthly expenses (condo fees, tax, utilities, etc.)$574.18
Total monthly cost$6,509.19
Interest paid over 5-yr term$263,651.72
Balance at end of term$827,471.02
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$89,990
Stress test qualifying rate8.19%
Payment you must qualify for$8,218.27
Cash Needed at Closing
Minimum down payment$89,990
Estimated Land Transfer Tax (LTT)$19,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$110,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
