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Property Type: Detached HouseOwnership: Freehold
36 ELGIN STREET E
Woolwich, ON N0B1N0
MLS® X13704388
$1,599,900
3 bed1 bath6 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 165 x 1159 FT
- Frontage
- 165 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,684.11
Interior
- Basement
- None
- Heating
- Baseboard heaters, Electric, Wood
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Sunroom | Main level | — |
| Cold room | Main level | — |
| Family room | Second level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to 36 Elgin Street East - a truly exceptional opportunity in the heart of Conestogo, ideally situated along the picturesque Conestogo River. Set on a sprawling nearly 4-acre lot, this unique property offers an extraordinary combination of privacy, natural beauty, and potential for restoration or redevelopment. Surrounded by mature trees and tranquil countryside views, the setting is perfectly suited for a custom Estate Home or a peaceful rural retreat, all while being just minutes from Waterloo, St. Jacobs, and Elmira. The existing three Bedroom Home features a Main Floor with a Kitchen, Living Room, Dining Room, and Sunroom. The Second Floor features a Family Room, three Bedrooms, a 5-pce Bathroom, and a large Family Room. The unfinished Attic is the perfect area to add additional living space. Ideally situated near walking trails, golf courses, local shops, and highly regarded schools, the property offers a spacious rural setting with a variety of potential future uses (subject to all applicable approvals with the appropriate authorities). Surrounded by nature and beautiful Homes, 36 Elgin Street East presents a unique opportunity for anyone seeking a peaceful property in one of the region's most desirable communities. (id:63159)
Listing Information
- MLS®
- X13704388
- Data last synced
- September 15, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13704388
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Woolwich average
$567/sqft
3 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
26,999
(2021 Census)
+8% since 2016
Density: 82.7/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($319,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,279,920.00
Periodic payment — Principal & Interest (monthly)$8,257.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$390.34
Total monthly cost$8,647.95
Interest paid over 5-yr term$366,828.75
Balance at end of term$1,151,292.18
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$319,980
Stress test qualifying rate8.19%
Payment you must qualify for$9,924.17
Cash Needed at Closing
Minimum down payment$319,980
Estimated Land Transfer Tax (LTT)$28,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$349,953
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
