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Property Type: Detached HouseOwnership: Freehold
11 DEBBY Crescent
Brantford, ON N3R7A4
MLS® 40871080
$439,000
3 bed2 bath2 parking1,876 sqftBuilt 1983
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 30 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,873
Interior
- Basement
- Finished, Full
- Heating
- Baseboard heaters
- Cooling / A/C
- Wall unit
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | 5'0'' x 9'0'' |
| Other | Basement | 9'3'' x 18'8'' |
| Laundry room | Basement | 8'11'' x 9'3'' |
| Recreation room | Basement | 18'9'' x 22'10'' |
| Bedroom | Main level | 7'6'' x 10'6'' |
| Bedroom | Main level | 7'11'' x 10'9'' |
| Bedroom | Main level | 10'10'' x 11'9'' |
| 4pc Bathroom | Main level | 4'11'' x 8'2'' |
| Living room/Dining room | Main level | 10'10'' x 23'2'' |
| Dinette | Main level | 7'8'' x 10'5'' |
| Kitchen | Main level | 7'10'' x 8'0'' |
Description
Investors special, or Equity builder for a First time home buyers, bring your enthusiasm and personal flare to this great home! This 3 Bedroom, 2 Bath Semi-detached home in the north-end of Brantford is close to the highway for commuters, schools for young families, shopping, churches, parks, and so so much more. This home features a large living room, eat-in kitchen, 3 bedrooms on the main floor, a large rec room for family time with a gas fireplace and a fabulous fully fenced backyard with no neighbours backing right onto it. It sits on a quiet, mature crescent. Roof is approximately 7-8 years old. Don't miss your opportunity to get into home ownership! (id:63161)
Listing Information
- MLS®
- 40871080
- Data last synced
- October 28, 2026
Property.ca Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Property.ca Inc.
MLS® Number: 40871080
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$234/sqft
Building average
—
No other active listings in this building
2040 - North Park/Wood St. average
$335/sqft
8 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$351,200.00
Periodic payment — Principal & Interest (monthly)$2,265.82
Additional monthly expenses (condo fees, tax, utilities, etc.)$333.42
Total monthly cost$2,599.24
Interest paid over 5-yr term$100,654.93
Balance at end of term$315,905.54
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,950
Stress test qualifying rate8.19%
Payment you must qualify for$3,233.70
Cash Needed at Closing
Minimum down payment$21,950
Estimated Land Transfer Tax (LTT)$5,255
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,705
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
