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Property Type: Detached HouseOwnership: Freehold
123 MORTON Avenue
Brantford, ON N3R2N9
MLS® 40861594
$499,999
4 bed2 bath4 parking1,604 sqftBuilt 1940
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 50 feet
NLR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,397
Interior
- Basement
- Finished, Full
- Heating
- Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | 11'6'' x 11'9'' |
| 4pc Bathroom | Basement | 8'0'' x 4'11'' |
| Kitchen | Basement | 13'10'' x 11'11'' |
| Recreation room | Basement | 10'5'' x 17'9'' |
| Bedroom | Basement | 9'0'' x 9'8'' |
| Living room | Main level | 13'3'' x 12'11'' |
| 4pc Bathroom | Main level | 13'5'' x 5'6'' |
| Kitchen | Main level | 16'1'' x 11'11'' |
| Bedroom | Main level | 11'10'' x 9'8'' |
| Bedroom | Main level | 8'0'' x 8'6'' |
Description
Welcome to 123 Morton! This charming bungalow sits on an impressive oversized lot and offers the perfect blend of comfort and opportunity. The main floor features two spacious bedrooms, a bright living room, and a kitchen with soaring ceilings and convenient main floor laundry. Downstairs, you'll find a move-in-ready two-bedroom in-law suite, making this home ideal for multigenerational living or added income potential. Conveniently located just minutes from Highway 403, this home is within walking distance of the Wayne Gretzky Sports Centre, shopping, parks, schools, and public transit. Complete with a single-car garage and an expansive backyard, this property is perfect for first-time buyers, investors, or anyone looking for a home with incredible potential. (id:63161)
Listing Information
- MLS®
- 40861594
- Data last synced
- October 28, 2026
RE/MAX Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Escarpment Realty Inc.
MLS® Number: 40861594
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$312/sqft
Building average
—
No other active listings in this building
2040 - North Park/Wood St. average
$325/sqft
8 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,999.00
Periodic payment — Principal & Interest (monthly)$2,580.66
Additional monthly expenses (condo fees, tax, utilities, etc.)$363.08
Total monthly cost$2,943.74
Interest paid over 5-yr term$114,640.86
Balance at end of term$359,800.39
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$25,000
Stress test qualifying rate8.19%
Payment you must qualify for$3,683.02
Cash Needed at Closing
Minimum down payment$25,000
Estimated Land Transfer Tax (LTT)$6,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
