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Property Type: Detached HouseOwnership: Freehold
115 MURRAY STREET
Brantford, ON N3S5P5
MLS® X13122548
83
Walk Score
70
Bike
$459,000
4 bed3.5 bath2 parking
83
Walk Score
70
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 33.5 x 82.5 FT
- Frontage
- 33.6 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,904
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Well-maintained all-brick 2-storey home offering exceptional value and versatility. Currently rented on a month-to-month basis for $2,000/month, providing inmediate income potential for investors or an excellent opportunity for first-time buyers.The home features two spacious living/family rooms, a main-floor bedroom, a renovated kitchen with walkout to the backyard, convenient main-floor laundry, a 4-piece bathroom, and an additional powder room. Upstairs offers three well-sized bedrooms and a 3-piece bathroom, ideal for families or shared living.Outside, enjoy a private backyard, along with a garage and driveway parking.Recent upgrades include new windows (2018), renovated kitchen and bathroom (2018), vinyl flooring, new furnace (2023), renovated front porch (2025), new washer and dryer (2021), and fresh paint throughout.Conveniently located near downtown Brantford, just a 10-15 minute walk to Wilfrid Laurier University and Conestoga College, and close to schools, parks, public transit, and shopping, this property offers both comfort and strong investment appeal. (id:63159)
Listing Information
- MLS®
- X13122548
- Data last synced
- September 15, 2026
HOMELIFE SILVERCITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE SILVERCITY REALTY INC.
MLS® Number: X13122548
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$367,200.00
Periodic payment — Principal & Interest (monthly)$2,369.05
Additional monthly expenses (condo fees, tax, utilities, etc.)$242.00
Total monthly cost$2,611.05
Interest paid over 5-yr term$105,240.58
Balance at end of term$330,297.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,950
Stress test qualifying rate8.19%
Payment you must qualify for$3,381.02
Cash Needed at Closing
Minimum down payment$22,950
Estimated Land Transfer Tax (LTT)$5,655
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,105
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
