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Property Type: Detached HouseOwnership: Freehold
69 ARTHUR STREET
Brantford, ON N3S3H9
MLS® X13880246
$498,000
3 bed2 bath1 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 25 x 132 FT
- Frontage
- 25 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,094.51
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | — |
| Bathroom | Main level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Laundry room | Second level | — |
| Primary Bedroom | Second level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Other | Main level | — |
Description
This charming all-brick, two-story, three-bedroom, two-bathroom home sits in a quiet neighborhood close to the highway, schools, parks, and scenic Mohawk Park, with an expansive backyard including a heated and powered workshop. This home checks all the boxes for someone looking to get into the market, someone ready to trade condo life for a freehold home, or someone looking for a property they can put a little sweat equity into. There's plenty of space and room to improve. Step up onto your covered porch, perfect for morning coffee before you start your day. The main floor features a dining room that flows seamlessly into the living room and kitchen, which includes a walkout to the backyard. Outside, you will find an enclosed back porch that is ideal for relaxing on crisp evenings after a long day. The downstairs is unfinished but offers plenty of storage. Upstairs you'll find three large bedrooms, including a large primary, the family bathroom, and yes, second floor laundry. A few more details worth mentioning: the furnace and air conditioner are new this year (2026), the roof is 9 years old, the home is approximately 110 years old, the windows were replaced in 2022, and the workshop is insulated and heated. Pull up out front, step through the door, and let this home sweep you away with its charm. (id:63159)
Listing Information
- MLS®
- X13880246
- Data last synced
- October 10, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: X13880246
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$398,400.00
Periodic payment — Principal & Interest (monthly)$2,570.34
Additional monthly expenses (condo fees, tax, utilities, etc.)$257.88
Total monthly cost$2,828.22
Interest paid over 5-yr term$114,182.59
Balance at end of term$358,362.09
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,900
Stress test qualifying rate8.19%
Payment you must qualify for$3,668.29
Cash Needed at Closing
Minimum down payment$24,900
Estimated Land Transfer Tax (LTT)$6,435
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,835
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
