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Property Type: Detached HouseOwnership: Freehold
104 MARY Street
Brantford, ON N3S3B7
MLS® 40865453
$479,919
3 bed2 bath3 parking1,070 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 33 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,743.59
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Lower level | 8'8'' x 13'0'' |
| Workshop | Lower level | 8'8'' x 9'0'' |
| Den | Lower level | 25'0'' x 23'0'' |
| 3pc Bathroom | Main level | — |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 11'7'' x 8'3'' |
| Bedroom | Main level | 11'0'' x 9'0'' |
| Primary Bedroom | Main level | 12'0'' x 9'0'' |
| Eat in kitchen | Main level | 9'9'' x 12'0'' |
| Living room/Dining room | Main level | 22'2'' x 12'9'' |
Description
Ideal for first-time home buyers or anyone seeking low-maintenance living, this beautifully modernized bungalow combines stylish design with everyday convenience. With a new roof (2024) and new windows (2022), this home offers peace of mind and energy efficiency for years to come. This home is built from quality materials, solid wood throughout, and extra dense (diamond) bricks on the outside. You’ll be welcomed by a charming covered front porch, an ideal spot to sip your morning coffee or unwind in the evening. Step inside to a bright and airy main floor that has been completely renovated from top to bottom in 2021. This home features new flooring, a new ceiling, pot lights, upgraded bathrooms, and a bright open-concept living and dining room complete with a striking stone feature wall. Just off this space you'll find the stunning eat-in kitchen boasting stainless steel appliances, granite countertops, a chic backsplash, and direct access to your private backyard deck —perfect for relaxing or entertaining. With newer weeping tiles installed in 2021, a dimpled waterproof membrane, and sump pump already in place for water drainage and removal, you will have a dry and secure foundation to create a recreation room, playroom, or a home gym in the unfinished lower level. The spacious attic presents an excellent opportunity to add even more living space to the home. A long driveway provides ample parking for three or more vehicles, making it perfect for guests or multi-vehicle households. Located just a short distance from Wilfrid Laurier University, Conestoga College, local shopping centers, and all the vibrant amenities of Brantford’s dynamic downtown, this home is ideally situated for convenience, education, and lifestyle. Don’t miss your chance to own this move-in-ready gem! (id:63159)
Listing Information
- MLS®
- 40865453
- Data last synced
- October 1, 2026
Pay It Forward Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Pay It Forward Realty
MLS® Number: 40865453
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$449/sqft
Building average
—
No other active listings in this building
2044 - Victoria/Arthur average
$301/sqft
11 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,996) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$383,935.00
Periodic payment — Principal & Interest (monthly)$2,477.02
Additional monthly expenses (condo fees, tax, utilities, etc.)$282.63
Total monthly cost$2,759.65
Interest paid over 5-yr term$110,036.87
Balance at end of term$345,350.77
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,996
Stress test qualifying rate8.19%
Payment you must qualify for$3,535.11
Cash Needed at Closing
Minimum down payment$23,996
Estimated Land Transfer Tax (LTT)$6,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,569
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
