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Property Type: Detached HouseOwnership: Freehold
112 ARTHUR Street
Brantford, ON N3S3J4
MLS® 40871440
$389,900
3 bed1 bath5 parking1,250 sqftBuilt 1886
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 46 feet
NLR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,257.27
Interior
- Basement
- Unfinished, Partial
- Heating
- Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Workshop | Main level | 10'11'' x 10'6'' |
| Laundry room | Main level | 11'0'' x 9'5'' |
| Primary Bedroom | Second level | 10'7'' x 13'9'' |
| Bedroom | Second level | 8'6'' x 14'6'' |
| Bedroom | Second level | 10'11'' x 8'1'' |
| 4pc Bathroom | Main level | — |
| Kitchen | Main level | 11'0'' x 17'0'' |
| Dining room | Main level | 13'6'' x 17'0'' |
| Living room | Main level | 12'0'' x 17'0'' |
Description
Make your move into home ownership! Great opportunity for new buyer or seasoned investor. 3 bed 1 bath home has a lot of updates done - 2023-windows, steel roof, vinyl siding, kitchen appliances - 2020 furnace. Fully fenced 46’x132’ lot close to schools, double wide driveway, main floor laundry and large open kitchen, family and dining rooms. Traditional wood trim work throughout adds to the charm. (id:63161)
Listing Information
- MLS®
- 40871440
- Data last synced
- October 28, 2026
Century 21 Heritage House LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Heritage House LTD
MLS® Number: 40871440
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$312/sqft
Building average
—
No other active listings in this building
2044 - Victoria/Arthur average
$315/sqft
11 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$311,920.00
Periodic payment — Principal & Interest (monthly)$2,012.40
Additional monthly expenses (condo fees, tax, utilities, etc.)$334.44
Total monthly cost$2,346.84
Interest paid over 5-yr term$89,397.17
Balance at end of term$280,573.05
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,872.02
Cash Needed at Closing
Minimum down payment$19,495
Estimated Land Transfer Tax (LTT)$4,324
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,319
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
