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Property Type: Detached HouseOwnership: Freehold
171 DRUMMOND Street
Brantford, ON N3S6A6
MLS® 40862394
$449,900
2 bed2 bath2 parking1,530 sqftBuilt 1895
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 28 feet
NLR (F9 A270 C40)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,504.32
Interior
- Basement
- Unfinished, Partial
- Heating
- Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | 3'0'' x 6'8'' |
| Bedroom | Second level | 6'8'' x 8'9'' |
| Living room | Second level | 10'2'' x 13'1'' |
| Eat in kitchen | Second level | 10'4'' x 13'4'' |
| 4pc Bathroom | Main level | 4'8'' x 11'6'' |
| Bedroom | Main level | 14'0'' x 13'2'' |
| Living room | Main level | 14'2'' x 13'1'' |
| Eat in kitchen | Main level | 11'6'' x 12'3'' |
Description
Welcome home to 171 Drummond Street in Brantford's East Ward neighbourhood. This turn key semi-detached two-storey two unit dwelling offers a great opportunity for first-time buyers or investors, with income potential to help offset your mortgage. Featuring a brick exterior, new concrete walkway (2025), and parking for two vehicles, the home is arranged as two units, including a spacious one-bedroom main floor unit and a one-bedroom upper unit, each with its own hydro service, while water and gas are shared. The main floor unit features laminate flooring throughout and in-suite laundry with a stackable washer and dryer (2022). The kitchen includes crown moulding, granite countertops and pots and-pans drawers. The second floor unit was fully renovated in 2022 and features newer appliances and new kitchen counters (2026). Whether you're entering the market, adding to your investment portfolio, or searching for a home with built-in income potential, this property offers excellent flexibility. Located in Brantford's convenient East Ward neighbourhood close to schools, transit and everyday amenities. Roof and shingles (2018), central air (2023). A smart move for buyers looking to get ahead! (id:63159)
Listing Information
- MLS®
- 40862394
- Data last synced
- October 18, 2026
Re/Max Escarpment Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Escarpment Realty Inc.
MLS® Number: 40862394
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$294/sqft
Building average
—
No other active listings in this building
2045 - East Ward average
$398/sqft
38 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$359,920.00
Periodic payment — Principal & Interest (monthly)$2,322.08
Additional monthly expenses (condo fees, tax, utilities, etc.)$285.69
Total monthly cost$2,607.78
Interest paid over 5-yr term$103,154.11
Balance at end of term$323,749.20
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,495
Stress test qualifying rate8.19%
Payment you must qualify for$3,313.99
Cash Needed at Closing
Minimum down payment$22,495
Estimated Land Transfer Tax (LTT)$5,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,468
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
