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Property Type: Detached HouseOwnership: Freehold
76 BROCK Street
Brantford, ON N3S5V2
MLS® 40828320
74
Walk Score
64
Bike
$499,900
4 bed2 bath2 parking1,878 sqftBuilt 1905
74
Walk Score
64
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.07 acres
- Frontage
- 44 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,857.8
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 16'6'' x 21'9'' |
| Storage | Basement | 10'9'' x 21'0'' |
| Utility room | Basement | 11'0'' x 17'0'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 9'7'' x 10'7'' |
| Bedroom | Second level | 9'0'' x 10'4'' |
| Bedroom | Second level | 9'10'' x 14'7'' |
| Breakfast | Second level | 7'5'' x 10'8'' |
| Kitchen | Second level | 9'7'' x 10'8'' |
| Laundry room | Main level | 6'10'' x 10'9'' |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 10'7'' x 12'0'' |
| Living room | Main level | 10'10'' x 13'5'' |
| Dining room |
Description
Searching for extra space, income potential or a multi-generational living solution? This charming home offers all three! Lovingly cared for by the same family for more than 50 years, this bright 2-storey home can be enjoyed as a duplex or easily function as a spacious single-family home. Filled with natural light, the home boasts high ceilings, generous room sizes and an airy feel throughout. The main level is designed for comfortable everyday living, offering an eat-in kitchen, a separate dining room connected to the living room, a bedroom, a 4-piece bathroom and a convenient main-floor laundry/storage room. Upstairs, you'll find 3 bedrooms, a 4-piece bathroom and a second eat-in kitchen, making it suitable for today's evolving housing needs. The full basement provides an abundance of storage space and walk-up access to the backyard. The wrap-around porch is the perfect place to enjoy your morning coffee, catch up with friends or simply relax and unwind. Complete with a garage and full of character, this is a property that's ready for its next chapter. Situated just outside the heart of Brantford, you'll enjoy easy access to Wilfrid Laurier University, Harmony Square, shopping, dining and everyday amenities. Rich in history, the area is home to many beautiful century homes alongside newer residential development and is just minutes to Mohawk Park. You will not want to miss this chance to own a home that offers so many possibilities in such a convenient location! Book your showing before it's gone! (id:63159)
Listing Information
- MLS®
- 40828320
- Data last synced
- October 3, 2026
Re/Max Twin City Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc
MLS® Number: 40828320
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$266/sqft
Building average
—
No other active listings in this building
2045 - East Ward average
$399/sqft
38 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$332.15
Total monthly cost$2,912.30
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
