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Property Type: Detached HouseOwnership: Freehold
119 BROCK STREET
Brantford, ON N3S5E6
MLS® X13716180
$465,000
3 bed1 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 44 x 82.5 FT
- Frontage
- 44 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,734.88 (2025)
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Renovated 2-storey home that's truly move-in ready in one of Brantford's most convenient locations. From the moment you arrive, the classic all-brick exterior and inviting curb appeal set the tone for what's inside. This home was extensively renovated 4 years ago, including a modern eat-in kitchen, an updated 5-piece bathroom, new flooring, new fixtures, fresh paint, stylish LED pot lighting and new flooring in the kitchen this year - offering a clean, contemporary feel from top to bottom that has been well maintained ever since. The main floor is designed for both comfortable everyday living and effortless entertaining, featuring a bright eat-in kitchen, a spacious living room filled with natural light, and a separate dining room perfect for family dinners or hosting guests. Upstairs, you'll find two generously sized bedrooms along with a huge 5-piece bathroom, offering plenty of space and flexibility for families, couples, or first-time buyers. The partially finished basement provides valuable extra living space, ideal for a rec room, home office, or additional storage - the choice is yours. This home also offers excellent mechanical peace of mind, with a furnace and air conditioner that are approximately 4 years old, and a tankless hot water system that is fully owned, meaning no rental contracts to worry about. Step outside to your own private retreat - a huge, fully fenced backyard situated on a generous 44 x 88.5 ft lot, offering plenty of room for kids, pets, gardening, or summer entertaining. A driveway with parking for 2 vehicles adds everyday convenience. Ideally located close to schools, shopping, parks, and all essential amenities, 119 Brock St combines comfort, style, and location in one exceptional package. Homes like this - Renovated and truly turn-key - don't come along often. (id:63159)
Listing Information
- MLS®
- X13716180
- Tax assessment year
- 2025
- Data last synced
- October 7, 2026
The Richie Group Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: The Richie Group Inc.
MLS® Number: X13716180
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$372,000.00
Periodic payment — Principal & Interest (monthly)$2,400.02
Additional monthly expenses (condo fees, tax, utilities, etc.)$227.91
Total monthly cost$2,627.92
Interest paid over 5-yr term$106,616.27
Balance at end of term$334,615.20
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,250
Stress test qualifying rate8.19%
Payment you must qualify for$3,425.22
Cash Needed at Closing
Minimum down payment$23,250
Estimated Land Transfer Tax (LTT)$5,775
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,525
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
