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Property Type: Detached HouseOwnership: Freehold
137 ALFRED STREET
Brantford, ON N3S5G7
MLS® X13842852
$525,000
5 bed4 full, 2 half bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 33 x 103 FT
- Frontage
- 33 feet
RC
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,334 (2025)
Interior
- Basement
- Crawl space
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
Description
Welcome to 137 Alfred St, a solid two-storey all-brick home ideally situated in central Brantford. This property offers an excellent opportunity for first-time homeowners and INVESTORS, with convenient access to downtown, Laurier University, Conestoga College, GO Transit, VIA Rail, and Highway 403, as well as nearby shopping, plazas, parks, and recreation. Zoned RC, the home functions well as a family residence and offers potential for conversion to a duplex. It features 5 bedrooms, 2- 3 pc bathrooms newly added, 2- 2pc bathrooms main-floor laundry, a spacious eat-in kitchen, and ample storage throughout. Generously sized rooms are enhanced by tall ceilings and classic old-world baseboards and trim. With some updating, this property presents strong potential as both a comfortable home and a rewarding investment. Don't miss this opportunity to enter the market or expand your real estate portfolio. (id:63159)
Listing Information
- MLS®
- X13842852
- Tax assessment year
- 2025
- Data last synced
- October 17, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13842852
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.2% ($27,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$420,000.00
Periodic payment — Principal & Interest (monthly)$2,709.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$277.83
Total monthly cost$2,987.53
Interest paid over 5-yr term$120,373.21
Balance at end of term$377,791.36
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$27,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,857.49
Cash Needed at Closing
Minimum down payment$27,500
Estimated Land Transfer Tax (LTT)$6,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
