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Property Type: Detached HouseOwnership: Freehold
156 OSBORN AVENUE
Brantford, ON N3T6S7
MLS® X13539116
$729,900
4 bed3.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 41 x 113.9 FT
- Frontage
- 41 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,778 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Welcome to this spacious detached home in the highly desirable West Brant community, offering 4 bedrooms and 3 bathrooms with a functional layout ideal for growing families. The main floor features a bright and open living and dining area, perfect for everyday living and entertaining. The kitchen offers ample cabinetry and workspace, with a layout that connects seamlessly to the main living space. The upper level includes 3 generously sized bedrooms, highlighted by a primary suite complete with a private ensuite bathroom and walk-in closet. The lower level features a fourth bedroom, providing excellent flexibility for extended family, a teenager retreat, guest space, or a home office. Located close to schools, parks, trails, shopping, and all major amenities, this home is a fantastic opportunity to own in one of Brantford's most sought-after neighbourhoods. (id:63159)
Listing Information
- MLS®
- X13539116
- Tax assessment year
- 2025
- Data last synced
- October 17, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13539116
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($47,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$583,920.00
Periodic payment — Principal & Interest (monthly)$3,767.25
Additional monthly expenses (condo fees, tax, utilities, etc.)$398.17
Total monthly cost$4,165.42
Interest paid over 5-yr term$167,353.15
Balance at end of term$525,237.93
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$47,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,287.35
Cash Needed at Closing
Minimum down payment$47,990
Estimated Land Transfer Tax (LTT)$11,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$60,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
