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Property Type: Detached HouseOwnership: Freehold
156 OSBORN Avenue
Brantford, ON N3T6S7
MLS® 40846268
$729,900
4 bed3.5 bath1 parking1,967 sqft
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Frontage
- 38 feet
R1C-14
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,780
Interior
- Basement
- Finished, Full
- Heating
- Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | — |
| Recreation room | Basement | 18'3'' x 11'1'' |
| Storage | Basement | 5'5'' x 10'5'' |
| Storage | Basement | 5'5'' x 10'5'' |
| Utility room | Basement | 10'6'' x 11'5'' |
| Bedroom | Basement | 9'6'' x 20'8'' |
| Family room | Second level | 15'4'' x 15'9'' |
| Laundry room | Second level | — |
| 4pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 10'11'' x 17'9'' |
| Bedroom | Second level | 10'4'' x 12'4'' |
| Bedroom | Second level | 10'11'' x 11'6'' |
| Family room | Main level | 9'11'' x 17'5'' |
| 2pc Bathroom |
Description
Welcome to this spacious detached home in the highly desirable West Brant community, offering 4 bedrooms and 3 bathrooms with a functional layout ideal for growing families. The main floor features a bright and open living and dining area, perfect for everyday living and entertaining. The kitchen offers ample cabinetry and workspace, with a layout that connects seamlessly to the main living space. The upper level includes 3 generously sized bedrooms, highlighted by a primary suite complete with a private ensuite bathroom and walk-in closet. The lower level features a fourth bedroom, providing excellent flexibility for extended family, a teenager retreat, guest space, or a home office. Located close to schools, parks, trails, shopping, and all major amenities, this home is a fantastic opportunity to own in one of Brantford’s most sought-after neighbourhoods. (id:63159)
Listing Information
- MLS®
- 40846268
- Data last synced
- September 15, 2026
Re/Max Twin City Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc
MLS® Number: 40846268
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$371/sqft
Building average
—
No other active listings in this building
2073 - Empire average
$353/sqft
12 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($47,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$583,920.00
Periodic payment — Principal & Interest (monthly)$3,767.25
Additional monthly expenses (condo fees, tax, utilities, etc.)$496.33
Total monthly cost$4,263.59
Interest paid over 5-yr term$167,353.15
Balance at end of term$525,237.93
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$47,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,287.35
Cash Needed at Closing
Minimum down payment$47,990
Estimated Land Transfer Tax (LTT)$11,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$60,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
