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Property Type: Detached HouseOwnership: Freehold
112 OSBORN Avenue
Brantford, ON N3T6S1
MLS® 40872429
48
Walk Score
45
Bike
$639,900
3 bed3.5 bath2 parking1,761 sqftBuilt 2004
48
Walk Score
45
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 50 feet
R1C-14
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,322.74
Interior
- Basement
- Finished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 8'6'' x 14'0'' |
| 4pc Bathroom | Basement | — |
| Family room | Basement | 15'6'' x 19'0'' |
| Bedroom | Second level | 10'0'' x 12'6'' |
| Bedroom | Second level | 11'0'' x 10'0'' |
| 4pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 17'6'' x 11'6'' |
| 2pc Bathroom | Main level | — |
| Kitchen | Main level | 8'6'' x 16'6'' |
| Living room | Main level | 12'6'' x 9'6'' |
| Dining room | Main level | 9'0'' x 11'6'' |
Description
Welcome to family friendly West Brant! Lovingly maintained home welcomes you with a wrap around porch. The main floor features a dining room, living room, eat-in kitchen with patio doors to a spacious deck for outdoor entertaining and a 2 pc powder room. The second floor has a primary bedroom with a walk-in closet, two more generous sized bedrooms and a 4 pc bath. The finished basement offers a family room, furnace/laundry room and another 4 pc bath. This property is beautifully landscaped and the attached garage has an EV charger. Book your showing now. (id:63161)
Listing Information
- MLS®
- 40872429
- Data last synced
- October 21, 2026
Coldwell Banker Momentum Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Coldwell Banker Momentum Realty
MLS® Number: 40872429
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$363/sqft
Building average
—
No other active listings in this building
2073 - Empire average
$353/sqft
12 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($38,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$511,920.00
Periodic payment — Principal & Interest (monthly)$3,302.73
Additional monthly expenses (condo fees, tax, utilities, etc.)$448.23
Total monthly cost$3,750.96
Interest paid over 5-yr term$146,717.74
Balance at end of term$460,473.70
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$38,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,659.30
Cash Needed at Closing
Minimum down payment$38,990
Estimated Land Transfer Tax (LTT)$9,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
