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Property Type: Detached HouseOwnership: Freehold
36 GARNER'S Lane
Brantford, ON N3T6P5
MLS® 40867560
$699,000
4 bed2 bath4 parking1,272 sqftBuilt 2004
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 45 feet
R1C
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,348
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 9'2'' x 16'4'' |
| Utility room | Basement | 14'2'' x 18'1'' |
| 4pc Bathroom | Basement | 9'2'' x 10'7'' |
| Bedroom | Basement | 14'2'' x 18'1'' |
| Recreation room | Basement | 11'8'' x 18'5'' |
| Recreation room | Basement | 11'2'' x 14'2'' |
| Bedroom | Main level | 9'11'' x 10'8'' |
| Bedroom | Main level | 10'3'' x 13'2'' |
| Primary Bedroom | Main level | 11'11'' x 14'1'' |
| 3pc Bathroom | Main level | 4'8'' x 8'0'' |
| Kitchen | Main level | 12'4'' x 12'11'' |
| Dining room | Main level | 9'5'' x 14'8'' |
| Living room | Main level | 14'8'' x 18'1'' |
Description
Welcome to 36 Garners Lane, a beautifully updated all-brick bungalow in sought-after West Brant. Offering 3+1 bedrooms, 2 full bathrooms and a finished basement, this move-in-ready home provides plenty of space for families or those looking for convenient bungalow living. The bright main floor features solid-surface flooring, a spacious kitchen with stainless steel appliances and centre island, plus a primary bedroom with custom closet storage and live-edge wood accents. The finished lower level offers additional living space, a fourth bedroom, generous storage and an impressive bathroom with tiled shower and separate jacuzzi tub. Recent updates include new basement vinyl plank flooring and stair carpeting in 2026, fresh paint and numerous fixtures in 2024. Outside, enjoy a private backyard built for entertaining with a covered deck, large concrete patio, hot tub and two gazebos. Complete with a double-car garage and double driveway, all just minutes from schools, parks, trails, shopping and amenities. (id:63159)
Listing Information
- MLS®
- 40867560
- Data last synced
- October 1, 2026
Real Broker Ontario Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd
MLS® Number: 40867560
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$550/sqft
Building average
—
No other active listings in this building
2073 - Empire average
$338/sqft
12 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$426.33
Total monthly cost$4,034.10
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,071.72
Cash Needed at Closing
Minimum down payment$44,900
Estimated Land Transfer Tax (LTT)$10,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
