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Property Type: Detached HouseOwnership: Freehold
89 OSBORN Avenue
Brantford, ON N3T6R3
MLS® 40868462
$599,900
3 bed3.5 bath3 parking1,672 sqftBuilt 2004
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 45 feet
R1C-14, R1C-15
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,067.53
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Main level | 19'7'' x 10'1'' |
| Foyer | Main level | 4'4'' x 4'10'' |
| Storage | Basement | 4'11'' x 5'3'' |
| Utility room | Basement | 8'0'' x 13'2'' |
| 3pc Bathroom | Basement | 7'0'' x 5'3'' |
| Recreation room | Basement | 18'2'' x 17'4'' |
| 4pc Bathroom | Second level | 6'1'' x 7'7'' |
| Bedroom | Second level | 9'9'' x 9'9'' |
| Bedroom | Second level | 10'6'' x 9'9'' |
| Primary Bedroom | Second level | 14'3'' x 12'9'' |
| 2pc Bathroom | Main level | 4'11'' x 4'6'' |
| Kitchen/Dining room | Main level | 10'6'' x 14'3'' |
| Living room | Main level | 12'2'' x 12'10'' |
Description
Welcome home to 89 Osborn Ave. Brantford. Located in the mature and family friendly West Brant neighbourhood just steps to schools, parks and walking trails. And only minutes to amenities. Situated on a large fenced corner lot find a great family home. Featuring 3 bedrooms and 2.5 baths there’s room for the whole family. The main floor is carpet free, including walnut finish hardwood in the living room and a gas fireplace to keep you cozy this fall and winter. The kitchen offers functionality and lots of storage space, with California shutters and sliders that lead you to a large 20 X 25 deck and a vinyl garden shed. Have all your friends and family over in this entertainers backyard! The basement is fully finished including a rec room and a 3pc bathroom. Notable upgrades include furnace (2017), roof (2019), AC and level 2 Tesla charger (2023), water softener (2024), new 6x6 fence post on left side of yard, rear sliding door and window, and driveway widened all (2025). Just move in and enjoy! (id:63159)
Listing Information
- MLS®
- 40868462
- Data last synced
- October 19, 2026
Re/Max Twin City Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc
MLS® Number: 40868462
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$359/sqft
Building average
—
No other active listings in this building
2073 - Empire average
$354/sqft
12 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$422.96
Total monthly cost$3,519.24
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
