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Property Type: Detached HouseOwnership: Freehold
124 OSBORN Avenue
Brantford, ON N3T6S1
MLS® 40861189
$664,999
3 bed3.5 bath2 parking1,387 sqftBuilt 2005
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.11 acres
- Frontage
- 41 feet
R1C-14
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,227.04
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 20'0'' x 10'7'' |
| 4pc Bathroom | Basement | 7'10'' x 8'5'' |
| Den | Basement | 12'0'' x 10'0'' |
| Bedroom | Second level | 10'0'' x 13'0'' |
| Bedroom | Second level | 11'5'' x 10'0'' |
| 4pc Bathroom | Second level | 5'0'' x 10'4'' |
| Primary Bedroom | Second level | 20'0'' x 10'5'' |
| 2pc Bathroom | Main level | 4'5'' x 5'5'' |
| Living room | Main level | 25'0'' x 12'0'' |
| Kitchen | Main level | 17'0'' x 9'3'' |
Description
Welcome to 124 Osborn Avenue, a well-maintained family home nestled in the heart of West Brant, one of Brantford's most sought-after family-friendly neighbourhoods. This 3+1 bedroom, 2.5 bathroom home offers the space and functionality growing families need. The main and upper levels provide comfortable living with a practical layout, while the fully finished basement adds valuable bonus space, complete with an additional bedroom and full bathroom, perfect for guests, teens, or a home office. Step outside to your private backyard retreat featuring a deck ideal for summer entertaining, a fully fenced yard for kids and pets, and a storage shed. The single car garage and ample driveway complete the package. Located in West Brant, you're minutes from parks, walking trails, and the D'Aubigny Creek trail system. Families will love the access to both public and Catholic schools at the elementary and secondary levels, all within a short distance. Shopping, restaurants, and Highway 403 access are all close at hand. A solid, move-in ready home in a community that truly feels like one. Don't miss this one. (id:63159)
Listing Information
- MLS®
- 40861189
- Data last synced
- September 15, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40861189
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$479/sqft
Building average
—
No other active listings in this building
2073 - Empire average
$344/sqft
12 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($41,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$531,999.00
Periodic payment — Principal & Interest (monthly)$3,432.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$421.25
Total monthly cost$3,853.53
Interest paid over 5-yr term$152,472.44
Balance at end of term$478,534.82
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,834.45
Cash Needed at Closing
Minimum down payment$41,500
Estimated Land Transfer Tax (LTT)$9,775
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
