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Property Type: Detached HouseOwnership: Freehold
90 OSBORN Avenue
Brantford, ON N3T6R3
MLS® 40864489
$609,900
3 bed3.5 bath3 parking1,437 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 43 feet
NLR (F11 A360 C45)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,402.5
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 10'8'' x 10'9'' |
| Bedroom | Second level | 10'0'' x 12'2'' |
| 4pc Bathroom | Second level | — |
| 4pc Ensuite bath | Second level | — |
| Other | Second level | 5'1'' x 5'8'' |
| Primary Bedroom | Second level | 10'11'' x 17'9'' |
| 2pc Bathroom | Main level | — |
| Family room | Main level | 10'6'' x 12'7'' |
| Kitchen | Main level | 10'6'' x 15'9'' |
| Living room | Main level | 9'9'' x 12'0'' |
Description
Welcome to 90 Osborn Avenue, a fantastic two-storey home situated on a premium corner lot in Brantford’s desirable West Brant community. Offering 3 bedrooms and 2.5 bathrooms, the home features a spacious primary suite complete with a walk-in closet and 4-piece ensuite. The open-concept kitchen includes quartz countertops, ceramic tile flooring and patio doors leading to a large, private backyard and deck. The main-floor family room is complete with engineered hardwood flooring and a stone-wall fireplace. The unfinished basement offers plenty of potential to create additional living space to suit your needs. Conveniently located close to schools, parks and everyday amenities, this home is an excellent option for a growing family. Property is being sold under Power of Sale. (id:63161)
Listing Information
- MLS®
- 40864489
- Data last synced
- October 26, 2026
Advantage Realty Group (Brantford) Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Advantage Realty Group (Brantford) Inc.
MLS® Number: 40864489
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$424/sqft
Building average
—
No other active listings in this building
2073 - Empire average
$348/sqft
12 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.9% ($35,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$487,920.00
Periodic payment — Principal & Interest (monthly)$3,147.89
Additional monthly expenses (condo fees, tax, utilities, etc.)$438.88
Total monthly cost$3,586.77
Interest paid over 5-yr term$139,839.27
Balance at end of term$438,885.62
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$35,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,449.95
Cash Needed at Closing
Minimum down payment$35,990
Estimated Land Transfer Tax (LTT)$8,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
