Loading…
Property Type: Detached HouseOwnership: Freehold
21 SANDY Row
Brantford, ON N3T5Z3
MLS® 40863874
$749,000
3 bed3.5 bath3 parking1,544 sqftBuilt 2022
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Stories
- 2
- Frontage
- 85 feet
R1B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,745.9
Interior
- Basement
- Finished, Full
- Heating
- Heat Pump, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 14'2'' x 12'3'' |
| Other | Main level | 8'5'' x 11'7'' |
| Foyer | Main level | 4'9'' x 3'9'' |
| Utility room | Basement | 8'5'' x 14'1'' |
| 3pc Bathroom | Basement | 6'9'' x 9'5'' |
| Recreation room | Basement | 16'2'' x 16'8'' |
| Bedroom | Second level | 10'4'' x 12'10'' |
| Bedroom | Second level | 10'10'' x 14'0'' |
| 5pc Bathroom | Second level | 11'10'' x 11'11'' |
| Primary Bedroom | Second level | 14'9'' x 11'3'' |
| 2pc Bathroom | Main level | 2'11'' x 6'11'' |
| Kitchen | Main level | 6'6'' x 14'4'' |
| Dinette | Main level | 7'7'' x 12'11'' |
Description
Welcome to this beautiful move-in-ready home situated on a corner lot in the highly desirable West Brant community. Showcasing a bright and modern interior with high-end finishes, creating a clean and contemporary living environment. The open-concept layout seamlessly connects the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The stunning kitchen is appointed with stainless steel appliances, quartz countertops, a timeless subway tile backsplash, and ample workspace for the home chef. California shutters adorn most windows, adding both elegance and privacy throughout the home. Upstairs, the spacious primary bedroom offers a peaceful retreat, complemented by two additional generously sized bedrooms. This level is completed by a luxurious spa-inspired bathroom featuring dual sinks, a stand-alone soaker tub, and a sleek glass walk-in shower. The partially finished lower level provides valuable additional living space, highlighted by a large recreation room that is perfect for family gatherings, movie nights, or a play area. A spacious three-piece bathroom featuring a modern walk-in glass shower adds both comfort and convenience to this level. The outdoor living space is equally impressive. A beautiful stone walkway welcomes you at the front of the home and extends around to the fully fenced backyard. Step directly from the kitchen onto the stunning stone patio, creating the perfect space for outdoor dining or relaxing. An additional exterior access door from the hallway leads to the grassy backyard area, offering convenience and functionality. Additional upgrades include a high-efficiency natural gas furnace and heat pump, providing enhanced comfort and energy efficiency year-round. This exceptional home is just moments from top-rated schools, shopping, parks, a playground, scenic walking trails, and everyday amenities, offering the perfect balance of comfort, style, and convenience. (id:63159)
Listing Information
- MLS®
- 40863874
- Data last synced
- September 21, 2026
Pay It Forward Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Pay It Forward Realty
MLS® Number: 40863874
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$485/sqft
Building average
—
No other active listings in this building
2072 - Hillcrest average
$341/sqft
3 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($49,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$599,200.00
Periodic payment — Principal & Interest (monthly)$3,865.84
Additional monthly expenses (condo fees, tax, utilities, etc.)$472.49
Total monthly cost$4,338.33
Interest paid over 5-yr term$171,732.44
Balance at end of term$538,982.34
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$49,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,420.64
Cash Needed at Closing
Minimum down payment$49,900
Estimated Land Transfer Tax (LTT)$11,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
