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Property Type: Detached HouseOwnership: Freehold
20 GILLESPIE DRIVE
Brantford, ON N3P0K1
MLS® X14102884
35
Walk Score
36
Bike
$837,000
4 bed4.5 bath6 parking
35
Walk Score
36
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 43.3 x 115 FT
- Frontage
- 43.3 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,668
Interior
- Basement
- Full, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Laundry room | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Recreational, Games room | Basement | — |
Description
Designed with family living in mind, this spacious West Brant home offers comfort, space, and flexibility. Featuring nearly 2,900 sq ft, 4 bedrooms, and 3.5 baths, including two private primary suites, Newly painted, this home is perfect for growing or extended families. Enjoy a bright open-concept main floor ideal for entertaining, a partially finished basement ready to customize, and a fully fenced backyard with no rear neighbours. Located steps from top-rated schools, parks, and trails, with a double garage and main-floor laundry for everyday convenience. A move-in-ready home in one of Brantford's most family-friendly neighbourhoods. (id:63161)
Listing Information
- MLS®
- X14102884
- Data last synced
- October 23, 2026
BRIDGECAN REALTY CORP.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: BRIDGECAN REALTY CORP.
MLS® Number: X14102884
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.0% ($58,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$669,600.00
Periodic payment — Principal & Interest (monthly)$4,320.03
Additional monthly expenses (condo fees, tax, utilities, etc.)$555.67
Total monthly cost$4,875.70
Interest paid over 5-yr term$191,909.28
Balance at end of term$602,307.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$58,700
Stress test qualifying rate8.19%
Payment you must qualify for$6,034.74
Cash Needed at Closing
Minimum down payment$58,700
Estimated Land Transfer Tax (LTT)$13,215
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,415
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
