Loading…
Property Type: Detached HouseOwnership: Freehold
21 CAROLINA Drive
Brantford, ON N3R1X6
MLS® 40868719
$629,900
2 bed2.5 bath5 parking1,794 sqftBuilt 1953
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 0.17 acres
- Frontage
- 60 feet
NLR (F18 A550 C35)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,168.15
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 9'0'' x 11'11'' |
| 2pc Bathroom | Basement | — |
| Laundry room | Basement | 10'5'' x 9'1'' |
| Office | Basement | 8'3'' x 11'8'' |
| Recreation room | Basement | 19'5'' x 18'0'' |
| 4pc Bathroom | Main level | — |
| Family room | Main level | 15'6'' x 18'3'' |
| Primary Bedroom | Main level | 18'7'' x 15'2'' |
| Kitchen | Main level | 10'3'' x 11'10'' |
| Dining room | Main level | 10'10'' x 15'7'' |
| Living room | Main level | 18'6'' x 12'10'' |
Description
Welcome to 21 Carolina Drive, a lovingly cared-for two bedroom brick bungalow nestled on a generous sized lot in one of Brantford's most sought-after neighbourhoods. Combining timeless classic charm with an incredibly functional layout, this home offers the perfect canvas for effortless main-floor living and exceptional entertaining. The heart of the home boasts a formal dining room alongside a sunlit main-floor family room complete with a natural gas fireplace and an unobstructed view of your private oasis. Step through the family room directly into the fully fenced, private backyard featuring an inviting pool. Enjoy summer BBQs on your spacious deck and utilize two functional storage sheds perfect for your gardening tools and seasonal gear. Whether you are down-sizing or looking for a premium lot to customize your dream layout, this property delivers unbeatable character and lifestyle potential. (id:63159)
Listing Information
- MLS®
- 40868719
- Data last synced
- October 9, 2026
Century 21 Heritage House LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Heritage House LTD
MLS® Number: 40868719
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$351/sqft
Building average
—
No other active listings in this building
2033 - Sky Acres average
$466/sqft
6 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($37,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$503,920.00
Periodic payment — Principal & Interest (monthly)$3,251.12
Additional monthly expenses (condo fees, tax, utilities, etc.)$520.68
Total monthly cost$3,771.80
Interest paid over 5-yr term$144,424.92
Balance at end of term$453,277.67
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$37,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,589.52
Cash Needed at Closing
Minimum down payment$37,990
Estimated Land Transfer Tax (LTT)$9,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
