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Property Type: Detached HouseOwnership: Freehold
177 ST GEORGE Street
Brantford, ON N3R1W1
MLS® 40871536
$619,900
3 bed2.5 bath3 parking1,434 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Cape Cod
- Stories
- 2
- Lot size
- 0.19 acres
- Frontage
- 64 feet
NLS
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,881.03
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 21'0'' x 11'1'' |
| Recreation room | Basement | 11'1'' x 22'9'' |
| Den | Basement | 10'8'' x 16'0'' |
| 2pc Bathroom | Main level | — |
| Bedroom | Second level | 11'9'' x 13'11'' |
| Bedroom | Second level | 11'9'' x 11'9'' |
| Primary Bedroom | Main level | 8'11'' x 10'7'' |
| 4pc Bathroom | Main level | — |
| Eat in kitchen | Main level | 15'1'' x 19'3'' |
| Living room | Main level | 11'5'' x 15'2'' |
| Dining room | Main level | 9'3'' x 12'7'' |
Description
Beautifully maintained and offered for sale for the first time in 47 years, this lovingly cared-for home is located in Brantford’s highly sought-after Henderson Survey neighbourhood. Offering 1,434 sq ft of well-designed living space, this home is far larger than it appears from the street thanks to a spacious rear addition that adds exceptional functionality and comfort. A standout feature is the convenient main floor bedroom, ideal for guests, multigenerational living, or those seeking one-floor accessibility. The versatile formal dining room also presents an easy opportunity to convert into a 4th bedroom, home office, or flex space to suit your needs. Upstairs, you’ll find 2 generous bedrooms along with a convenient 2-piece bathroom. Pride of ownership is evident throughout, making this an exceptional opportunity for families, professionals, or downsizers alike. Ideally situated in one of Brantford’s most established mature neighbourhoods, close to top-rated schools, parks, shopping, and everyday amenities. This is a rare chance to own a spacious, meticulously maintained home in one of the city’s most desirable communities. (id:63161)
Listing Information
- MLS®
- 40871536
- Data last synced
- October 25, 2026
Re/Max Twin City Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc
MLS® Number: 40871536
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$432/sqft
Building average
—
No other active listings in this building
2034 - Queensway/Grove average
$307/sqft
1 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($36,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$495,920.00
Periodic payment — Principal & Interest (monthly)$3,199.51
Additional monthly expenses (condo fees, tax, utilities, etc.)$478.75
Total monthly cost$3,678.26
Interest paid over 5-yr term$142,132.10
Balance at end of term$446,081.64
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$36,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,519.73
Cash Needed at Closing
Minimum down payment$36,990
Estimated Land Transfer Tax (LTT)$8,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$47,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
