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Property Type: Detached HouseOwnership: Freehold
10 ELMWOOD Avenue
Brantford, ON N3R2J8
MLS® 40857012
$579,000
3 bed3.5 bath2 parking1,835 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 33 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,982.85
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Lower level | — |
| Laundry room | Lower level | — |
| Kitchen | Lower level | 6'6'' x 11'0'' |
| Recreation room | Lower level | 12'0'' x 21'6'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 9'0'' x 10'6'' |
| Bedroom | Second level | 10'6'' x 12'6'' |
| Bedroom | Second level | 11'6'' x 12'6'' |
| 2pc Bathroom | Main level | — |
| Foyer | Main level | 5'0'' x 12'0'' |
| Kitchen/Dining room | Main level | 11'6'' x 23'4'' |
| Living room | Main level | 11'6'' x 13'6'' |
Description
Completely reimagined and fully updated in 2026, this stunning 3-bedroom home offers modern finishes and fantastic versatility! The main floor welcomes you with a sun-filled living room and a spacious eat-in kitchen. Transition effortlessly to outdoor living through the patio doors, opening to a private deck and a fully fenced yard. A main-floor 2-piece powder room adds great everyday functionality. The upper-level features three comfortable bedrooms and a stylish, new full bathroom complete with handy second-floor laundry. With a separate entrance leading directly to the lower level, this property offers excellent layout flexibility, featuring a lower-level summer kitchen and laundry room on the lower as well. Do not miss out on this turnkey opportunity—schedule your tour today! (id:63159)
Listing Information
- MLS®
- 40857012
- Data last synced
- October 9, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40857012
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$316/sqft
Building average
—
No other active listings in this building
2040 - North Park/Wood St. average
$325/sqft
8 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$463,200.00
Periodic payment — Principal & Interest (monthly)$2,988.41
Additional monthly expenses (condo fees, tax, utilities, etc.)$340.57
Total monthly cost$3,328.98
Interest paid over 5-yr term$132,754.45
Balance at end of term$416,649.90
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,234.32
Cash Needed at Closing
Minimum down payment$32,900
Estimated Land Transfer Tax (LTT)$8,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
