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Property Type: Detached HouseOwnership: Freehold
25 HENRY Street
Brantford, ON N3R1Z9
MLS® 40863793
$654,900
4 bed2 bath4 parking1,572 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 1.5
- Frontage
- 64 feet
C8-15, R3, R1C, C8-60
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,503.11
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 12'9'' x 34'3'' |
| Storage | Basement | 12'10'' x 17'4'' |
| Laundry room | Basement | 12'11'' x 16'7'' |
| Bedroom | Second level | 8'9'' x 14'7'' |
| Bedroom | Second level | 9'0'' x 13'3'' |
| Living room | Second level | 8'10'' x 10'9'' |
| Kitchen | Second level | 14'8'' x 23'1'' |
| 4pc Bathroom | Second level | 8'10'' x 6'3'' |
| 4pc Bathroom | Main level | 9'5'' x 6'0'' |
| Bedroom | Main level | 12'11'' x 10'3'' |
| Primary Bedroom | Main level | 10'8'' x 14'10'' |
| Kitchen | Main level | 11'11'' x 14'0'' |
| Living room | Main level | 11'8'' x 17'8'' |
Description
Turnkey and versatile, this vacant two-unit home is a fantastic opportunity in a prime central location. Both units feature private entrances, separate hydro meters, and well-appointed interiors. The spacious, fully fenced backyard provides a private outdoor retreat, while the double wide driveway offers ample parking. Walk to schools, shops, transit, and everyday conveniences. Ideal for investors or homeowners looking to offset costs with rental income. (id:63159)
Listing Information
- MLS®
- 40863793
- Data last synced
- September 26, 2026
Peak Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Peak Realty Ltd.
MLS® Number: 40863793
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$417/sqft
Building average
—
No other active listings in this building
2045 - East Ward average
$394/sqft
38 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($40,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$523,920.00
Periodic payment — Principal & Interest (monthly)$3,380.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$370.93
Total monthly cost$3,751.08
Interest paid over 5-yr term$150,156.98
Balance at end of term$471,267.73
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$40,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,763.98
Cash Needed at Closing
Minimum down payment$40,490
Estimated Land Transfer Tax (LTT)$9,573
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
