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Property Type: Detached HouseOwnership: Freehold
4 ENGLISH LANE
Brantford, ON N3T0H2
MLS® X14090036
27
Walk Score
39
Bike
$634,900
4 bed3.5 bath2 parking
27
Walk Score
39
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 32.7 x 115 FT
- Frontage
- 32.8 feet
R1D-6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,546.06 (2026)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Laundry room | Basement | — |
| Utility room | Basement | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Recreational, Games room | Basement | — |
Description
Welcome to 4 English Lane, situated in a quiet, family-friendly neighbourhood in the desirable West Brant community of Brantford. This beautiful 4-bedroom, 3-bathroom home offers a spacious and functional layout, conveniently located close to walking trails, parks, schools, public transit and more! A charming covered front porch welcomes you home, providing the perfect spot to enjoy your morning coffee. Step through the double-door entrance into a bright and spacious tiled foyer, complete with a convenient 2-piece powder room and coat closet. The heart of the home is the inviting open-concept main living area, thoughtfully designed for everyday living and entertaining. The generous living room flows seamlessly into the spacious kitchen, featuring shaker-style cabinetry, ample counter space, a centre island with breakfast bar seating and a dedicated eat-in dining area. Sliding patio doors provide easy access to the backyard, creating a natural extension of your living space. Upstairs, you'll find four generously sized bedrooms, offering plenty of room for the growing family. One of the front bedrooms features its own private balcony, providing a charming outdoor retreat. The spacious primary bedroom offers a walk-in closet and private ensuite bathroom, while an additional 4-piece bathroom serves the remaining bedrooms. The finished lower level adds even more versatile living space, featuring a spacious recreation room complete with a wet bar, perfect for entertaining, movie nights or relaxing with family and friends. A finished laundry room adds to the home's everyday convenience. Completing this wonderful property is a spacious single-car garage, offering ample room for parking and additional storage. With its functional layout, generous living spaces and fantastic location close to everyday amenities, 4 English Lane is a wonderful place to call home! (id:63159)
Listing Information
- MLS®
- X14090036
- Tax assessment year
- 2026
- Data last synced
- October 18, 2026
CENTURY 21 HERITAGE HOUSE LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CENTURY 21 HERITAGE HOUSE LTD
MLS® Number: X14090036
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($38,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$507,920.00
Periodic payment — Principal & Interest (monthly)$3,276.93
Additional monthly expenses (condo fees, tax, utilities, etc.)$378.84
Total monthly cost$3,655.77
Interest paid over 5-yr term$145,571.33
Balance at end of term$456,875.68
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$38,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,624.41
Cash Needed at Closing
Minimum down payment$38,490
Estimated Land Transfer Tax (LTT)$9,173
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
