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Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
486 CHATHAM Street
Brantford, ON N3S4J9
MLS® 40870556
53
Walk Score
65
Bike
$499,999
3 bed2.5 bath4 parking1,400 sqftBuilt 1961
53
Walk Score
65
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 0.33 acres
- Frontage
- 85 feet
13-4, R1B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,753.42
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 14'11'' x 48'1'' |
| Other | Basement | 13'1'' x 41'8'' |
| Foyer | Main level | 4'10'' x 12'7'' |
| 4pc Bathroom | Main level | 7'2'' x 12'3'' |
| Bedroom | Main level | 8'2'' x 12'1'' |
| Bedroom | Main level | 12'4'' x 12'1'' |
| Bedroom | Main level | 10'10'' x 12'4'' |
| 2pc Bathroom | Main level | 4'7'' x 4'10'' |
| Kitchen/Dining room | Main level | 10'6'' x 19'5'' |
| Living room | Main level | 18'11'' x 12'9'' |
Description
Welcome to 486 Chatham Street in the heart of Brantford! Situated on a generous lot spanning over a quarter of an acre, this 3 bedroom, 2 bathroom bungalow offers a fantastic opportunity to enjoy convenient main floor living with plenty of room to make it your own. Ideally located just off Wayne Gretzky Parkway, this home provides easy access to Highway 403 while being just minutes from shopping, dining, parks, and everyday amenities. Inside, you'll find a spacious and functional floor plan with plenty of natural light throughout. Three generously sized bedrooms and convenient main floor living make this home an appealing option for a variety of lifestyles. The unfinished basement offers additional space and exciting possibilities for future customization, allowing you to create an area that best suits your needs. Outside, the mature lot provides a wonderful setting with a fully fenced backyard and plenty of room to enjoy the outdoors. Whether you envision beautiful gardens, an outdoor entertaining space, or simply a private backyard retreat, there's plenty of potential to bring your ideas to life. With its generous lot size, convenient location, and opportunities to add your own personal touches, 486 Chatham Street is a property full of possibilities. A great opportunity to create a space you'll be proud to call home! (id:63161)
Listing Information
- MLS®
- 40870556
- Data last synced
- October 29, 2026
Century 21 Heritage House Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Heritage House Ltd
MLS® Number: 40870556
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$357/sqft
Building average
—
No other active listings in this building
2050 - Echo Place average
$419/sqft
20 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,999.00
Periodic payment — Principal & Interest (monthly)$2,580.66
Additional monthly expenses (condo fees, tax, utilities, etc.)$466.12
Total monthly cost$3,046.78
Interest paid over 5-yr term$114,640.86
Balance at end of term$359,800.39
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$25,000
Stress test qualifying rate8.19%
Payment you must qualify for$3,683.02
Cash Needed at Closing
Minimum down payment$25,000
Estimated Land Transfer Tax (LTT)$6,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
