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Property Type: Condo / ApartmentOwnership: Condominium
504 - 640 WEST STREET
Brantford, ON N3R6M3
MLS® X13846134
$249,900
2 bed1 bath1 parking
Amenities
GymVisitor Parking
Also listed: Recreation Centre, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $850/mo
- Annual property tax
- $2,679.78
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Electricity, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Other | Main level | — |
Description
Welcome to Village Tower! This spacious 2-bedroom condo unit offers incredible value, low-maintenance living, and an unbeatable location in Brantford's popular Brier Park neighbourhood. Designed with a functional layout, the bright open-concept living and dining area seamlessly connects to a private balcony-perfect for enjoying your morning coffee or evening relaxation. Features include generous bedroom sizes, ample in-suite storage, and full access to building amenities, including a party room, exercise centre, game room, and visitor parking. Maintenance fees cover major utilities for worry-free living. Conveniently situated near Highway 403, top-rated schools, parks, shopping, dining, and public transit. (id:63161)
Listing Information
- MLS®
- X13846134
- Data last synced
- October 24, 2026
RE/MAX ESCARPMENT REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX ESCARPMENT REALTY INC.
MLS® Number: X13846134
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
78 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($12,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$199,920.00
Periodic payment — Principal & Interest (monthly)$1,289.82
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,073.36
Total monthly cost$2,363.17
Interest paid over 5-yr term$57,297.65
Balance at end of term$179,828.69
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$12,495
Stress test qualifying rate8.19%
Payment you must qualify for$1,840.78
Cash Needed at Closing
Minimum down payment$12,495
Estimated Land Transfer Tax (LTT)$2,224
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,219
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
