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Property Type: Condo / ApartmentOwnership: Condominium
506 - 640 WEST STREET
Brantford, ON N3R6M3
MLS® X13757560
$299,000
2 bed1 bath1 parking
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $787/mo
- Annual property tax
- $2,366 (2026)
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Electricity, Insurance
Interior
- Basement
- None
- Heating
- Radiant heat, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
Description
Bright and spacious 2-bedroom condo in a prime location! With 941 square feet of well-designed space, this unit is perfect for first-time buyers, investors, or retirees. Features include a stylish kitchen with white cabinetry and black appliances, open-concept living/dining area, and a large balcony offering peaceful outdoor space. The oversized primary bedroom includes a walk-in closet, and the second bedroom is ideal as a guest room or home office. Enjoy walkable access to shopping, transit, schools, and quick highway connections. Urban conveniences meets comfort in this move-in ready unit. (id:63161)
Listing Information
- MLS®
- X13757560
- Tax assessment year
- 2026
- Data last synced
- October 29, 2026
RE/MAX ESCARPMENT REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX ESCARPMENT REALTY INC.
MLS® Number: X13757560
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
78 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$239,200.00
Periodic payment — Principal & Interest (monthly)$1,543.24
Additional monthly expenses (condo fees, tax, utilities, etc.)$983.73
Total monthly cost$2,526.96
Interest paid over 5-yr term$68,555.41
Balance at end of term$215,161.17
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,950
Stress test qualifying rate8.19%
Payment you must qualify for$2,202.45
Cash Needed at Closing
Minimum down payment$14,950
Estimated Land Transfer Tax (LTT)$2,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,410
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
