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Property Type: Condo / ApartmentOwnership: Condominium
805 - 640 WEST STREET N
Brantford, ON N3R6M3
MLS® X13811634
$329,900
2 bed1 bath1 parking
Amenities
GymVisitor Parking
Also listed: Storage - Locker, Recreation Centre, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $859/mo
- Annual property tax
- $2,616 (2025)
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Electricity, Insurance
Interior
- Basement
- None
- Heating
- Baseboard heaters, Electric
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Other | — |
| Bedroom 2 | Other | — |
| Kitchen | Other | — |
| Dining room | Other | — |
| Great room | Other | — |
Description
Enjoy easy, affordable condo living with a view! Welcome to Village Tower, where this well-maintained 2-bedroom, 1-bathroom suite offers a bright and comfortable space in a convenient Brantford location. Perched on the 8th floor, the unit features a generous east-facing balcony where you can start your day with beautiful morning light and sunrise views.The interior offers a clean, neutral backdrop with plenty of storage throughout, including ample closet space and a separate locker conveniently located on the main-floor opposite the laundry facilities.There's plenty to enjoy within the building, with amenities designed to make everyday life more enjoyable, including a fitness room and sauna, party room, games room with pool table, hobby workshop, and laundry facilities. Condo fees cover heat, hydro, water, and maintenance of the building and grounds, helping simplify monthly expenses and allowing you to enjoy a more carefree lifestyle. Village Tower is also a smoke-free building.Conveniently situated near shopping, major highway routes, and the Wayne Gretzky Sports Centre, this home offers an appealing combination of location, amenities, and value. Whether you're entering the market, downsizing, or simply looking for a comfortable home without the upkeep of a detached property, this condo is worth a look.Some photos have been digitally enhanced for brightness, colour correction. (id:63161)
Listing Information
- MLS®
- X13811634
- Tax assessment year
- 2025
- Data last synced
- October 24, 2026
The Realty Firm Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: The Realty Firm Inc.
MLS® Number: X13811634
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Woodstock Ingersoll Tillsonburg and Area Association of REALTORS® (WITAAR).
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
78 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($16,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$263,920.00
Periodic payment — Principal & Interest (monthly)$1,702.72
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,076.84
Total monthly cost$2,779.56
Interest paid over 5-yr term$75,640.23
Balance at end of term$237,396.89
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$16,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,430.06
Cash Needed at Closing
Minimum down payment$16,495
Estimated Land Transfer Tax (LTT)$3,424
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,419
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
