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Property Type: Detached HouseOwnership: Freehold
54 EIGHTH AVENUE
Brantford, ON N3S1C3
MLS® X13788306
43
Walk Score
46
Bike
$439,900
2 bed1 bath2 parking
43
Walk Score
46
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 42.5 x 100 FT
- Frontage
- 42.6 feet
F-R1C
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,197.12
Interior
- Basement
- Unfinished, Crawl space
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
Description
Welcome to this charming 1.5 storey, 2-bedroom detached home located in a quiet, family-friendly neighbourhood. Beautifully maintained and updated over the past eight years, this home features numerous improvements including roof, windows, and furnace, plus a brand new hot water heater. Enjoy a completely carpet-free interior with a warm and inviting layout. The main floor offers a spacious living room filled with natural light, along with a large eat-in kitchen that provides ample cupboard and storage space, a separate dining area, and a convenient walk-out to the back deck-perfect for entertaining. A 4pc bathroom and main-floor laundry add to the home's functionality. Upstairs, you'll find two comfortable bedrooms, ideal for families, guests, or a home office setup. Step outside to a fully fenced backyard featuring a wood deck, patio, and storage shed, offering plenty of space to relax and enjoy the outdoors. The private driveway accommodate sparking for two vehicles. Located close to schools, parks, trails, and all major amenities, this home blends comfort, convenience, and modern updates-an excellent opportunity for first-time buyers, down sizers, or anyone looking for a move-in-ready home. (id:63159)
Listing Information
- MLS®
- X13788306
- Data last synced
- October 10, 2026
NEW ERA REAL ESTATE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: NEW ERA REAL ESTATE
MLS® Number: X13788306
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$351,920.00
Periodic payment — Principal & Interest (monthly)$2,270.47
Additional monthly expenses (condo fees, tax, utilities, etc.)$183.09
Total monthly cost$2,453.56
Interest paid over 5-yr term$100,861.28
Balance at end of term$316,553.18
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,240.33
Cash Needed at Closing
Minimum down payment$21,995
Estimated Land Transfer Tax (LTT)$5,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,768
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
