Loading…
Property Type: Detached HouseOwnership: Freehold
8 RUSSELL Street
Brantford, ON N3R1Y7
MLS® 40860317
$469,999
5 bed2 bath1,181 sqftBuilt 1950
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 42 feet
NLR
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,568.12
Interior
- Basement
- None
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Main level | 17'11'' x 9'3'' |
| Bedroom | Main level | 11'8'' x 7'8'' |
| Bedroom | Main level | 8'9'' x 9'3'' |
| Primary Bedroom | Main level | 11'9'' x 7'10'' |
| 3pc Bathroom | Main level | 5'9'' x 6'11'' |
| Living room | Main level | 12'4'' x 10'10'' |
| Dining room | Main level | 5'11'' x 9'11'' |
| Kitchen | Main level | 8'9'' x 10'0'' |
| Primary Bedroom | Main level | 9'10'' x 11'7'' |
| Bedroom | Main level | 8'2'' x 11'11'' |
| 3pc Bathroom | Main level | 6'10'' x 5'10'' |
| Living room | Main level | 9'10'' x 9'11'' |
| Dining room | Main level | 9'10'' x 5'6'' |
Description
Renovated side-by-side units in Brantford's desirable Terrace Hill neighbourhood, offering flexibility and strong income potential for investors and owner-occupiers alike. Both self-contained units are vacant and move-in ready by September 1st. The front unit features 2 bedrooms and 1 bathroom, while the back offers 3 bedrooms and 1 bathroom, each finished with a modern white kitchen, updated bathroom, and quality flooring throughout. Water and electrical are separately metered for each unit. This is a turn-key opportunity to live in one unit while the other helps cover the mortgage, or to set your own rents from day one as a pure investment. Major capital upgrades are already done: metal roof (2024), electrical panel (2025), lighting (2022), flooring (2021) and attic insulation (2025). AC (2025), giving a buyer real peace of mind with minimal near-term capital risk. Ideally located within walking distance to shopping, transit, and amenities. The home is on a quiet street, backs onto Connaught Park, and offers its own backyard space with room for kids to play in both the front and backyard. Don't miss this rare opportunity to own a renovated, income-ready property in one of Brantford's most established neighbourhoods. (id:63159)
Listing Information
- MLS®
- 40860317
- Data last synced
- October 4, 2026
Royal LePage Brant Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Brant Realty
MLS® Number: 40860317
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Brantford Regional Real Estate Assn Inc.
Values & Trends
This listing
$398/sqft
Building average
—
No other active listings in this building
2040 - North Park/Wood St. average
$314/sqft
8 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$375,999.00
Periodic payment — Principal & Interest (monthly)$2,425.82
Additional monthly expenses (condo fees, tax, utilities, etc.)$273.01
Total monthly cost$2,698.83
Interest paid over 5-yr term$107,762.39
Balance at end of term$338,212.32
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,462.04
Cash Needed at Closing
Minimum down payment$23,500
Estimated Land Transfer Tax (LTT)$5,875
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,875
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
