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Property Type: Detached HouseOwnership: Freehold
10 HANDORF DRIVE
Cambridge, ON N3C3Y2
MLS® X13872934
$884,900
3 bed4 full, 2 half bath5 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 77.8 x 141 FT
- Frontage
- 77.9 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,230.18 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Office | Basement | — |
| Utility room | Basement | — |
| Bedroom | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
| Bathroom | Basement | — |
Description
Welcome to 10 Handorf Dr, a spacious 2-storey home offering 3 bedrooms and 4 bathrooms, with plenty of room for the whole family. The main and upper levels provide comfortable living space and well-appointed bedrooms, while the fully finished basement offers even more versatility with additional living space, a den/office, and bathroom-perfect for a home office, guest space, media room, or recreation area. Step outside to enjoy the newly completed patio, finished in summer 2026, creating a great space for outdoor entertaining, relaxing, and enjoying the warmer months. With a generous layout, finished basement, four bathrooms, and a fantastic outdoor space, 10 Handorf Dr offers plenty of room to live, work, and entertain. Don't miss your opportunity to make this Cambridge home yours! (id:63161)
Listing Information
- MLS®
- X13872934
- Tax assessment year
- 2025
- Data last synced
- October 28, 2026
INITIA REAL ESTATE (ONTARIO) LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: INITIA REAL ESTATE (ONTARIO) LTD
MLS® Number: X13872934
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of London and St. Thomas Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($63,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$707,920.00
Periodic payment — Principal & Interest (monthly)$4,567.26
Additional monthly expenses (condo fees, tax, utilities, etc.)$519.18
Total monthly cost$5,086.44
Interest paid over 5-yr term$202,891.91
Balance at end of term$636,776.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$63,490
Stress test qualifying rate8.19%
Payment you must qualify for$6,369.00
Cash Needed at Closing
Minimum down payment$63,490
Estimated Land Transfer Tax (LTT)$14,173
Legal / closing costs (typical estimate)$1,500
Total cash needed$79,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
