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Property Type: Detached HouseOwnership: Freehold
324 COOPER STREET
Cambridge, ON N3C3X8
MLS® X13740638
$950,000
4 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 60.5 x 115.4 FT
- Frontage
- 60.6 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,563 (2026)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Recreational, Games room | Basement | — |
| Bedroom 4 | Basement | — |
| Utility room | Basement | — |
| Cold room | Basement | — |
| Other | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Laundry room | Main level | — |
| Foyer | Main level | — |
| Primary Bedroom | Upper Level | — |
| Bedroom 2 | Upper Level | — |
| Bedroom 3 | Upper Level | — |
| Bathroom | Upper Level | — |
Description
Nestled in the heart of Hespeler, this beautifully updated two storey home offers move-in ready comfort along with impressive curb appeal, mature landscaping, and a welcoming covered front porch. From the moment you arrive, pride of ownership is evident throughout. Step inside to a bright, spacious main floor with rich plank flooring flowing through the living room and into a truly stunning kitchen. The renovated kitchen features high end cabinetry with soft close doors, deep drawers, and abundant storage, complemented by a built-in oven, gas cooktop, dishwasher, and refrigerator and wine fridge. The large centre island with seating and a bright breakfast nook overlooking the backyard make this kitchen the heart of the home. In the dining room area you have an amazing coffee bar area that includes a bar fridge. A renovated main floor laundry and mud room add everyday convenience. Upstairs, the spacious recently renovated primary bedroom also includes a redesigned closet space with drawers, shelves, shoe racks & fully renovated ensuite bathroom, while the main bathroom has also been tastefully updated. Two additional bedrooms offering flexible space for a growing family or those working from home. The finished lower level offers even more living space, including a cozy media and recreation area, an additional bedroom, ideal for guests, extended family, or a private retreat. Outside, enjoy your own backyard oasis with an inground heated pool, sun all day long with a south/west facing yard, a spacious patio area, and a newly built rear deck, shed, perfect for entertaining or relaxing all summer long. A double car garage completes this exceptional package. Recent improvements include most windows, soffits, and eaves, central air, gives this home a fresh, updated feel top to bottom. Located close to schools, parks, shopping, and everyday amenities, this Hespeler gem is a rare find. Book your private showing today and experience everything this home has to offer. (id:63159)
Listing Information
- MLS®
- X13740638
- Tax assessment year
- 2026
- Data last synced
- October 5, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13740638
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($70,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$760,000.00
Periodic payment — Principal & Interest (monthly)$4,903.26
Additional monthly expenses (condo fees, tax, utilities, etc.)$546.92
Total monthly cost$5,450.18
Interest paid over 5-yr term$217,818.18
Balance at end of term$683,622.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$70,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,823.29
Cash Needed at Closing
Minimum down payment$70,000
Estimated Land Transfer Tax (LTT)$15,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
