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Property Type: Detached HouseOwnership: Freehold
87 HOUGHTON STREET
Cambridge, ON N3C4L2
MLS® X14094702
38
Walk Score
32
Transit
63
Bike
$759,000
3 bed3.5 bath3 parking
38
Walk Score
32
Transit
63
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 30.2 x 105 FT
- Frontage
- 30.2 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,111.18 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
Description
Welcome to 87 Houghton Street - a move-in-ready freshly painted detached home offering over 1,500 sq. ft. of above-grade living space, 3 bedrooms, 3 bathrooms and a finished basement in Cambridge's desirable Hespeler neighbourhood. Enjoy quick access to Highway 401 East and West, making commuting in either direction a breeze. Ideally located close to Jamieson Plaza, St. Elizabeth Catholic School, Woodland Park Public School, and everyday amenities. Step inside to a bright and welcoming open-to-above foyer. This carpet-free home features durable and stylish SPC flooring throughout the main and second floors. The main level offers a spacious living room, functional kitchen with quartz countertop, with adjoining breakfast/dining area, and a convenient powder room.Upstairs, you'll find three well-sized bedrooms and two full bathrooms. The spacious primary bedroom features a walk-in closet and private ensuite with quartz countertop, while two additional good-sized bedrooms share a second full bathroom quartz countertop - a practical layout for families.The finished basement adds valuable living space and features engineered hardwood flooring, making it ideal for a recreation room, home office, gym or play area. Step outside to a fully fenced backyard with a deck . The concrete driveway, completed in 2022, adds both curb appeal and everyday convenience. With its move-in-ready condition, family-friendly layout and exceptional access to Highway 401, schools, shopping and amenities, 87 Houghton Street is a great opportunity for first-time buyers, young families and commuters. Book your private showing now. (id:63159)
Listing Information
- MLS®
- X14094702
- Tax assessment year
- 2025
- Data last synced
- October 20, 2026
RE/MAX ABOUTOWNE REALTY CORP.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX ABOUTOWNE REALTY CORP.
MLS® Number: X14094702
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($50,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$607,200.00
Periodic payment — Principal & Interest (monthly)$3,917.45
Additional monthly expenses (condo fees, tax, utilities, etc.)$425.93
Total monthly cost$4,343.38
Interest paid over 5-yr term$174,025.27
Balance at end of term$546,178.36
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$50,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,490.42
Cash Needed at Closing
Minimum down payment$50,900
Estimated Land Transfer Tax (LTT)$11,655
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,055
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
