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Property Type: Detached HouseOwnership: Freehold
11 LOCKWOOD STREET
Cambridge, ON N1P0A5
MLS® X13697234
$759,900
2 bed2 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 10.7 x 115.4 M
- Frontage
- 10.67 meters
r4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,489.21 (2026)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Great room | Main level | — |
| Kitchen | Main level | — |
| Foyer | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bathroom | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Main level | — |
| Utility room | Basement | — |
| Laundry room | Basement | — |
Description
Looking for a bungalow? Downsizing? Or simply looking for the ease and convenience of one-floor living? This beautifully designed 2-bedroom bungalow offers an inviting layout that is ideal for singles, couples, small families, or anyone looking to enjoy comfortable main-floor living-with the added bonus of your own private inground pool! From the moment you step inside, you'll appreciate the impressive custom vaulted ceilings that continue through the kitchen and family room, creating a bright, spacious and welcoming atmosphere. The open-concept kitchen features rich dark maple cabinetry, stainless steel appliances, plenty of natural light and excellent space for entertaining, all overlooking the family room. Beautiful hardwood floors and ceramic tile flow through the foyer, kitchen and family room, while both bedrooms offer comfortable carpeting. The spacious primary bedroom features a walk-in closet and private ensuite, while the well-sized second bedroom provides flexibility for family, guests, or a home office. A convenient main-floor laundry area and rear entry provide easy access to the backyard. Step outside onto the pressure-treated deck overlooking the approximately 5-foot-deep, chlorinated inground pool. The fully fenced backyard creates a wonderful private setting for relaxing, entertaining and enjoying summer days at home. The property also offers a double-car driveway and single-car garage. The unfinished basement provides excellent future potential and includes a full bathroom rough-in, a second laundry setup, water softener, reverse osmosis system, and an air exchanger integrated with the furnace and air-conditioning system. A fantastic opportunity for buyers seeking the convenience of bungalow living, a functional open-concept layout and the lifestyle bonus of a private inground pool. (id:63159)
Listing Information
- MLS®
- X13697234
- Tax assessment year
- 2026
- Data last synced
- September 27, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13697234
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($50,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$607,920.00
Periodic payment — Principal & Interest (monthly)$3,922.09
Additional monthly expenses (condo fees, tax, utilities, etc.)$457.43
Total monthly cost$4,379.53
Interest paid over 5-yr term$174,231.62
Balance at end of term$546,826.01
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$50,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,496.70
Cash Needed at Closing
Minimum down payment$50,990
Estimated Land Transfer Tax (LTT)$11,673
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
