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Property Type: Detached HouseOwnership: Freehold
11 PEREGRINE CRESCENT
Cambridge, ON N1T1N9
MLS® X14016950
$850,000
3 bed3.5 bath4 parking
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 50 x 108 FT
- Frontage
- 50 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,397
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Laundry room | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Family room | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
Description
SPACIOUS FAMILY HOME IN A PRIME NORTH GALT LOCATION! Welcome to this well-maintained 3-bedroom, 3-bathroom family home, ideally situated on a generous 50-foot lot on a quiet, family-friendly street in desirable North Galt. Offering 2,324 sq. ft. of living space and a functional layout, this home provides plenty of room for comfortable family living. The main level features laminate and tile flooring, a bright and spacious living and dining room combination, and an inviting family room complete with a cozy gas fireplace and built-in shelving. The family-sized kitchen offers a convenient pantry and a walk-out to the large private deck, perfect for outdoor dining and entertaining. A 2-piece powder room and main-floor laundry with direct access to the garage add to the home's everyday convenience. Upstairs, you'll find three generously sized bedrooms, including a primary bedroom with a 4-piece ensuite, along with a second 4-piece bathroom. The unfinished basement offers excellent potential to create additional living space tailored to your needs. Outside, enjoy the good-sized backyard and large private deck, ideal for relaxing or entertaining. Conveniently located within walking distance of schools and a short distance to parks, Shades Mill Conservation Area, public transit, and shopping, with easy access to Highway 401. This is a wonderful opportunity to enjoy space, comfort, and a sought-after North Galt location. Book your private viewing today! (id:63161)
Listing Information
- MLS®
- X14016950
- Data last synced
- October 29, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X14016950
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($60,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$680,000.00
Periodic payment — Principal & Interest (monthly)$4,387.13
Additional monthly expenses (condo fees, tax, utilities, etc.)$533.08
Total monthly cost$4,920.21
Interest paid over 5-yr term$194,889.95
Balance at end of term$611,662.20
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$60,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,125.46
Cash Needed at Closing
Minimum down payment$60,000
Estimated Land Transfer Tax (LTT)$13,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
