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Property Type: Detached HouseOwnership: Freehold
179 GRANITE HILL ROAD
Cambridge, ON N1T2A6
MLS® X13854802
$974,900
4 bed3.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 50 x 118 FT
- Frontage
- 50 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,485 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Recreational, Games room | Basement | — |
| Bedroom 4 | Basement | — |
| Laundry room | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to 179 Granite Hill Road, located on one of North Galt's most sought-after streets. Built by Dunnink Homes, this home sits on a 50 x 116 ft. lot surrounded by mature trees and backing onto greenspace, this property offers an exceptional sense of privacy with a backyard designed for enjoying the outdoors. A hot tub, firepit and spacious patio create the perfect setting for relaxing evenings and making lasting family memories. Inside, this three-bedroom home is anything but ordinary. Warm, inviting and full of personality, the main level features vaulted ceilings, a beautifully renovated kitchen and a distinctive British pub-inspired feel that gives the home its own unique character. The kitchen was thoughtfully updated in 2024 with new quartz countertops, backsplash, sink, faucet and hardware, complemented by newer appliances. Custom patio doors further connect the living space to the private backyard. The second level offers three bedrooms, including a spacious primary bedroom with walk-in closet and ensuite, plus a second full bathroom. Downstairs, the finished basement provides an impressive recreation space with room for a home gym, games area, movie nights or the ultimate sports retreat, along with a separate bedroom/guest space and generous utility and storage areas. Extensive updates include all exterior windows and doors (2023), refinished main-level flooring (2024), a finished basement renovation (2018), kitchen updates (2024), and newer washer and dryer (2025).A truly distinctive home, an exceptional private setting, and a location that is hard to replicate-179 Granite Hill Road is a home you have to experience for yourself. (id:63159)
Listing Information
- MLS®
- X13854802
- Tax assessment year
- 2025
- Data last synced
- October 18, 2026
Royal LePage Royal City Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Royal City Realty
MLS® Number: X13854802
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($72,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$779,920.00
Periodic payment — Principal & Interest (monthly)$5,031.78
Additional monthly expenses (condo fees, tax, utilities, etc.)$623.75
Total monthly cost$5,655.53
Interest paid over 5-yr term$223,527.31
Balance at end of term$701,540.56
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$72,490
Stress test qualifying rate8.19%
Payment you must qualify for$6,997.05
Cash Needed at Closing
Minimum down payment$72,490
Estimated Land Transfer Tax (LTT)$15,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$89,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
