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Property Type: Detached HouseOwnership: Freehold
139 ATTWOOD DRIVE
Cambridge, ON N1T2A5
MLS® X13790040
$999,900
4 bed3 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 59.1 x 105 FT
- Frontage
- 59.1 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,423
Interior
- Basement
- Finished, Full, Separate entrance, Walk out, N/A, N/A, N/A
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bedroom | Basement | — |
| Bathroom | Second level | — |
| Bedroom | Basement | — |
| Kitchen | Basement | — |
| Recreational, Games room | Basement | — |
| Bedroom | Second level | — |
| Dining room | Main level | — |
| Family room | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Other | Main level | — |
| Bathroom | Basement | — |
Description
Two living spaces. One exceptional opportunity. Welcome to 139 Attwood Drive, a one-owner custom-built Dunnink Homes raised bungalow offering over 3,000 sq. ft. of finished living space PLUS a fully legal, self-contained secondary suite with its own legal municipal address and an established long-term tenant already in place. Ideal for families, multigenerational living or buyers looking to offset their mortgage with rental income, this meticulously maintained home offers space, quality and incredible flexibility. The bright and spacious main residence features an eat-in kitchen with abundant cabinetry and walkout to the rear deck, a sun-filled living room and a generous primary suite with private ensuite featuring a corner soaker tub and separate shower. A second spacious bedroom, versatile den/home office which can be coverted to a third bedroom, and main bath with double sinks complete the upper level. Downstairs, the main residence continues with an additional bedroom, ensuite laundry, excellent utility/storage space which can be finished for more space, and direct access to the oversized single garage. What truly sets this property apart is the fully legal secondary suite, professionally constructed in 2020 with City of Cambridge permits. Completely self-contained, it has its own legal municipal address, private entrance, separate driveway, dedicated heating and cooling system, separate water meter, owned hot water tank and ensuite laundry. The suite offers a spacious bedroom, full bathroom and open-concept kitchen/living area and is currently occupied by a reliable long-term month-to-month tenant, providing income from day one. Additional updates include roof shingles (2021), furnace and central air systems (2019/2022) and two owned hot water tanks. Located steps from St. Teresa Catholic Elementary and Saginaw Public School, this is a rare opportunity to own a quality custom home with a legal income-producing suite in a sought-after Cambridge neighbourhood. (id:63159)
Listing Information
- MLS®
- X13790040
- Data last synced
- October 14, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13790040
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$799,920.00
Periodic payment — Principal & Interest (monthly)$5,160.81
Additional monthly expenses (condo fees, tax, utilities, etc.)$535.25
Total monthly cost$5,696.06
Interest paid over 5-yr term$229,259.37
Balance at end of term$719,530.63
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$74,990
Stress test qualifying rate8.19%
Payment you must qualify for$7,171.51
Cash Needed at Closing
Minimum down payment$74,990
Estimated Land Transfer Tax (LTT)$16,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
