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Property Type: TownhouseOwnership: Freehold
135 HARDCASTLE Drive Unit# 47
Cambridge, ON N1S0B6
MLS® 40850588
$635,000
3 bed4.5 bath2 parking1,592 sqftBuilt 2020
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 18 feet
R2
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Condo / maintenance fee
- $0/mo
- Annual property tax
- $5,746.28
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | 11'7'' x 8'5'' |
| Recreation room | Basement | — |
| 3pc Bathroom | Basement | — |
| 4pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 14'4'' x 17'2'' |
| Bedroom | Second level | 17'7'' x 10'1'' |
| Bedroom | Second level | 10'10'' x 8'5'' |
| 4pc Bathroom | Second level | — |
| Kitchen | Main level | 11'2'' x 8'11'' |
| Living room | Main level | 10'0'' x 17'3'' |
| 2pc Bathroom | Main level | — |
| Foyer | Main level | — |
Description
WELCOME TO YOUR NEW HOME! Attention first-time homebuyers, families, and savvy investors, this property will appeal to all. This executive style townhouse offers community in this well-cared for complex with low maintenance fees. Parking for 2 in your own driveway and garage. As you enter the property you'll appreciate the spacious foyer with convenient powder room. The open concept living room/eat-in kitchen is perfect for entertaining and family gatherings. Outdoor space includes both an upper and lower deck with sliders to the main floor and walkout basement. Upstairs you'll find 3 spacious bedrooms with 2 full bathrooms, one 4 piece main bathroom, and a second 4 piece ensuite off the primary bedroom. You'll even find a convenient laundry room making chores easy. The unfinished basement with 3 piece rough-in bathroom, offers great space for kids to play, set up a gym, or use for storage until you're ready to use your imagination and turn it into finished living space. All of this in a great location for commuters to Toronto, London, or Hamilton. All of these features make this a great investment, for yourself, or for years to come. Book your private showing today. (id:63159)
Listing Information
- MLS®
- 40850588
- Data last synced
- October 5, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40850588
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$399/sqft
Building average
—
No other active listings in this building
13 - Salisbury/Southgate average
$279/sqft
4 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($38,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$508,000.00
Periodic payment — Principal & Interest (monthly)$3,277.44
Additional monthly expenses (condo fees, tax, utilities, etc.)$558.86
Total monthly cost$3,836.30
Interest paid over 5-yr term$145,594.26
Balance at end of term$456,947.64
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$38,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,625.11
Cash Needed at Closing
Minimum down payment$38,500
Estimated Land Transfer Tax (LTT)$9,175
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,175
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
