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Property Type: TownhouseOwnership: Freehold
135 HARDCASTLE Drive Unit# 85
Cambridge, ON N1S0B6
MLS® 40870118
$599,786
3 bed3.5 bath2 parking1,508 sqftBuilt 2019
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 27 feet
R5
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Condo / maintenance fee
- $0/mo
- Annual property tax
- $4,577.01
Maintenance Fee Includes
Also included: Landscaping
Interior
- Basement
- Unfinished, Full
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 14'7'' x 9'11'' |
| Bedroom | Second level | 10'6'' x 8'6'' |
| Primary Bedroom | Second level | 16'2'' x 17'5'' |
| Dining room | Main level | 12'2'' x 7'10'' |
| Kitchen | Main level | 10'7'' x 7'10'' |
| Living room | Main level | 17'5'' x 9'3'' |
| 3pc Bathroom | Second level | 5'0'' x 8'11'' |
| 4pc Ensuite bath | Second level | 5'1'' x 8'11'' |
| 2pc Bathroom | Main level | 5'3'' x 5'11'' |
Description
Rare opportunity in a prime Cambridge location! Unit 85 at 135 Hardcastle Drive is an end-unit townhome offering nearly 1,500 sq. ft. of move-in-ready space. The bright, open-concept main floor features upgraded lighting, pot lights, and a functional kitchen with granite counters and an extended breakfast bar. Walk out to a builder-finished two-storey deck, perfect for relaxing or entertaining. Upstairs boasts a primary suite with a walk-in closet and ensuite, plus two additional bedrooms, a full bath, and convenient second-floor laundry. The unfinished look-out basement includes a 3-piece rough-in, ready for your future rec room or home gym. Located minutes from Hwy 401, schools, parks, and shopping. (id:63159)
Listing Information
- MLS®
- 40870118
- Data last synced
- October 20, 2026
Gold Estate Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Gold Estate Realty Inc
MLS® Number: 40870118
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$398/sqft
Building average
—
No other active listings in this building
13 - Salisbury/Southgate average
$279/sqft
4 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
2.0 km away
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,979) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,829.00
Periodic payment — Principal & Interest (monthly)$3,095.69
Additional monthly expenses (condo fees, tax, utilities, etc.)$456.42
Total monthly cost$3,552.11
Interest paid over 5-yr term$137,520.37
Balance at end of term$431,607.74
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,979
Stress test qualifying rate8.19%
Payment you must qualify for$4,379.37
Cash Needed at Closing
Minimum down payment$34,979
Estimated Land Transfer Tax (LTT)$8,471
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,949
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
