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Property Type: Detached HouseOwnership: Freehold
199 1/2 DUNDAS LANE
Cambridge, ON N1R1S7
MLS® X13876948
$699,900
2 bed1 bath6 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 44 x 147.5 FT
- Frontage
- 44 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,491.18 (2025)
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Lower level | — |
| Utility room | Basement | — |
| Cold room | Basement | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Sunroom | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
Description
A truly exceptional property featuring an incredible 27' x 31' detached workshop/garage, all nestled in a peaceful, country-like setting in the heart of the city! Tucked away on a quiet private dead-end lane shared by just five homes, this unique property offers privacy, mature trees, versatile living space, and exceptional workspace, all just minutes from the best of Cambridge. Inside, the main floor is highlighted by a beautiful sunroom addition with floor-to-ceiling windows, gas fireplace, and sliding door walkout to the rear deck. The updated kitchen features cork flooring, abundant cabinetry, generous counter space, and a double sink. Upstairs offers two generously sized bedrooms, an updated 4-piece bathroom with vinyl flooring, and a deep linen closet. Hardwood floors extend throughout both the main and second floors. The lower level adds valuable living space with a large recreation room and seated bar, an open-concept utility/laundry room with a one-piece bath, a workbench, plus a separate bonus area ideal for a home office, gym, hobby space, or additional storage. The impressive approximately 900 sq. ft. workshop/garage is a standout for hobbyists, tradespeople, car enthusiasts, collectors, or anyone needing substantial workspace. It features a 100-amp breaker panel, gas heater, 15' ceiling height, concrete floor, galvanized interior wall panels, 12' x 12' garage door, and separate man door. The driveway accommodates four vehicles, with space for two additional vehicles inside the workshop. Close to shopping, Gaslight District, Grand River trails, library, restaurants, Farmers Market, and School of Architecture. A rare opportunity to enjoy a private retreat with an almost country feel, while remaining conveniently located in the city. Unique, versatile, and truly one of a kind! (id:63159)
Listing Information
- MLS®
- X13876948
- Tax assessment year
- 2025
- Data last synced
- October 18, 2026
KELLER WILLIAMS EDGE REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: KELLER WILLIAMS EDGE REALTY
MLS® Number: X13876948
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (condo fees, tax, utilities, etc.)$374.27
Total monthly cost$3,986.68
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,078.00
Cash Needed at Closing
Minimum down payment$44,990
Estimated Land Transfer Tax (LTT)$10,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
