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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
23 SACHA ROAD
Cambridge, ON N3C4A1
MLS® X14116382
35
Walk Score
36
Transit
38
Bike
$599,900
3 bed1 bath3 parking
35
Walk Score
36
Transit
38
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 45.3 FT ; 119.13 irregular
- Frontage
- 45.3 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $488.73 (2026)
Interior
- Basement
- Partially finished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Office | Basement | — |
Description
Attention First-Time Home Buyers and Investors! Move-in ready and beautifully updated in 2022, this semi-detached home was completely rebuilt from the studs and is nestled in a highly sought-after, quiet, family-friendly neighbourhood. Featuring a modern exterior, this 3-bedroom home offers style, comfort and value! Step inside to a bright kitchen featuring a charming bay window, real wood cabinetry and trim, and stainless steel appliances. The open-concept living and dining area creates a welcoming space for everyday living and entertaining, with sliding doors leading to a spacious deck and patio complete with a gazebo. The fully fenced backyard offers the perfect setting to relax, entertain family and friends, and enjoy indoor-outdoor living.The partially finished basement, updated in 2026, offers additional versatile living space ideal for a recreation room, home office or hobby area, along with a 3-piece bathroom rough-in and plenty of storage.Enjoy an unbeatable location close to schools, the library, shopping, parks and public transit, with easy access to Highway 401 just five minutes away.Whether you're a first-time buyer, growing family or investor, this home is worth a closer look! Book your private viewing today! (id:63161)
Listing Information
- MLS®
- X14116382
- Tax assessment year
- 2026
- Data last synced
- October 27, 2026
RE/MAX Real Estate Centre Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Real Estate Centre Inc
MLS® Number: X14116382
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$40.73
Total monthly cost$3,137.01
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
