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Property Type: Detached HouseOwnership: Freehold
19 MILTON AVENUE W
Cambridge, ON N3C2Y3
MLS® X13798502
$649,000
4 bed2 bath5 parking
Amenities
Also listed: Separate Electricity Meters
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 42 x 170 FT
- Frontage
- 42 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,543
Interior
- Basement
- Separate entrance, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Recreational, Games room | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bathroom | Main level | — |
| Sunroom | Main level | — |
| Bedroom | Basement | — |
| Workshop | Basement | — |
Description
Welcome to this beautifully maintained 3+1 bedroom bungalow in the heart of desirable Hespeler!Situated on an impressive approx. 7,140 sq. ft. lot and over 1850 Sq. Ft. of living space. This move-in-ready home offers the perfect combination of comfort, space and convenience. The bright main floor features three spacious bedrooms, a functional kitchen, a sun-filled living room, and a charming sunroom overlooking the large private backyard. The finished basement adds incredible versatility with an additional bedroom, New three-piece Bathroom, a spacious recreation room, utility room, and workshop-ideal for growing families, guests, or a home office. Enjoy an expansive backyard with endless possibilities for entertaining, gardening, or creating your own outdoor retreat, plus a private driveway with parking for up to five vehicles. Perfectly located close to public and Catholic schools, walking trails, shopping, restaurants, downtown Hespeler, Victoria Park, Forbes Park, and Highway 401, with easy access to Kitchener, Waterloo, and Guelph within 30 minutes. This exceptional property is perfect families, first-time buyers, downsizers, and investors alike. A rare opportunity to own a spacious bungalow on a premium lot in one of Cambridge's most sought-after neighborhoods-don't miss it! (id:63159)
Listing Information
- MLS®
- X13798502
- Data last synced
- September 30, 2026
HOMELIFE G1 REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE G1 REALTY INC.
MLS® Number: X13798502
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (condo fees, tax, utilities, etc.)$378.58
Total monthly cost$3,728.29
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,722.80
Cash Needed at Closing
Minimum down payment$39,900
Estimated Land Transfer Tax (LTT)$9,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
