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Property Type: Detached HouseOwnership: Freehold
155 FLETCHER CIRCLE
Cambridge, ON N3C0B6
MLS® X13425480
$775,000
3 bed3.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 10.4 x 25 M
- Frontage
- 10.4 meters
R6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,466 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Ground level | — |
| Recreational, Games room | Basement | — |
| Bedroom | Basement | — |
| Utility room | Basement | — |
| Living room | Ground level | — |
| Family room | Ground level | — |
| Kitchen | Ground level | — |
| Dining room | Ground level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Laundry room | Second level | — |
| Bedroom 3 | Basement | — |
Description
Welcome to 155 Fletcher Circle, a beautifully maintained family home in one of Cambridge's sought-after Hespeler neighborhoods. Located on a quiet, family-friendly street, this home offers the perfect blend of comfort, functionality, and convenience, featuring an attached garage for secure parking and storage, along with a finished basement complete with a versatile extra room ideal for a home office, playroom, gym, or guest space. Surrounded by excellent schools, parks, walking trails, and green spaces, the area is perfect for growing families, while nearby shopping, dining, recreation facilities, and quick access to Highway 401 make everyday living effortless. With its welcoming community atmosphere and family-oriented setting, 155 Fletcher Circle is a wonderful place to put down roots and create lasting memories. (id:63161)
Listing Information
- MLS®
- X13425480
- Tax assessment year
- 2025
- Data last synced
- October 23, 2026
CMI REAL ESTATE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CMI REAL ESTATE INC.
MLS® Number: X13425480
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($52,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$620,000.00
Periodic payment — Principal & Interest (monthly)$4,000.03
Additional monthly expenses (condo fees, tax, utilities, etc.)$455.50
Total monthly cost$4,455.53
Interest paid over 5-yr term$177,693.78
Balance at end of term$557,692.01
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$52,500
Stress test qualifying rate8.19%
Payment you must qualify for$5,602.08
Cash Needed at Closing
Minimum down payment$52,500
Estimated Land Transfer Tax (LTT)$11,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
