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Property Type: Detached HouseOwnership: Freehold
284 CEDAR CRESCENT
Cambridge, ON N1S1X1
MLS® X13872910
$664,900
4 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 74.5 x 152.5 FT
- Frontage
- 74.6 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,355.08
Interior
- Basement
- Finished, Full, Separate entrance, N/A, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bedroom | Basement | — |
| Recreational, Games room | Basement | — |
Description
WELCOME TO THIS BEAUTIFULLY UPDATED BUNGALOW, NESTLED ON A QUIET COURT AND SET ON A GENEROUS 74.45*152.50 LOT IN A DESIRABLE CAMBRIDGE LOCATION! OFFERING OVER 2,000 SQ. FT. OF FINISHED LIVING SPACE, THIS HOME OFFERS THE PERFECT BLEND OF STYLE, SPACE, AND FUNCTIONALITY FOR FAMILIES, MULTI-GENERATIONAL LIVING, OR THOSE LOOKING FOR EXTRA SPACE********BRIGHT AND INVITING MAIN FLOOR FEATURES LARGE WINDOWS, PREMIUM VINYL FLOORING, AND POT LIGHTS THROUGHOUT THE SPACIOUS LIVING AREA. THE UPDATED KITCHEN OFFERS AMPLE CABINETRY, QUARTZ COUNTERTOPS, AND STAINLESS-STEEL APPLIANCES, PERFECT FOR EVERYDAY LIVING AND ENTERTAINING********SPACIOUS DINING AREA PROVIDES PLENTY OF ROOM FOR FAMILY MEALS AND GATHERINGS. THE MAIN LEVEL ALSO FEATURES 3 GENEROUSLY SIZED BEDROOMS AND A 4-PIECE BATHROOM**********THE FINISHED LOWER LEVEL ADDS EXCEPTIONAL VERSATILITY WITH A SECOND KITCHEN, 3-PIECE BATHROOM, SPACIOUS FAMILY ROOM, AND ADDITIONAL BEDROOM. PERFECT FOR EXTENDED FAMILY, GUESTS, A TEENAGER'S RETREAT, OR ADDITIONAL LIVING SPACE**********STEP OUTSIDE TO YOUR PRIVATE BACKYARD SURROUNDED BY MATURE TREES, OFFERING A PEACEFUL SETTING TO RELAX, ENTERTAIN, AND ENJOY THE OUTDOORS. THE LARGE LOT AND QUIET COURT LOCATION MAKE THIS A RARE OPPORTUNITY**********A MOVE-IN-READY HOME OFFERING MODERN UPDATES, GENEROUS LIVING SPACE, A VERSATILE LOWER LEVEL, AND A PRIVATE BACKYARD. DON'T MISS YOUR OPPORTUNITY TO MAKE 284 CEDAR CRESCENT YOUR NEW HOME. (id:63161)
Listing Information
- MLS®
- X13872910
- Data last synced
- October 26, 2026
ROYAL CANADIAN REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL CANADIAN REALTY
MLS® Number: X13872910
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($41,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$531,920.00
Periodic payment — Principal & Interest (monthly)$3,431.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$362.92
Total monthly cost$3,794.69
Interest paid over 5-yr term$152,449.80
Balance at end of term$478,463.76
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,833.76
Cash Needed at Closing
Minimum down payment$41,490
Estimated Land Transfer Tax (LTT)$9,773
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
