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Property Type: Detached HouseOwnership: Freehold
30 WESTWOOD CRESCENT
Cambridge, ON N1S3W6
MLS® X14087420
$799,900
5 bed3.5 bath5 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 55.3 x 102.2 FT ; 102.19x84.34x116.31x55.29
- Frontage
- 55.3 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,320.91 (2025)
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
| Dining room | Main level | — |
| Family room | Main level | — |
| Kitchen | Main level | — |
| Sunroom | Main level | — |
| Laundry room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
Description
Imagine summer dinners on the deck, quiet mornings in the sunroom and plenty of enclosed backyard space for children, pets and gardens. This beautifully maintained family home delivers it all on a large, private pie-shaped lot surrounded by mature trees. Inside, a welcoming entry leads to bright and spacious living and dining rooms, an eat-in kitchen with oak cabinets and island seating, and an inviting family room centred around a gas fireplace. The three-season sunroom may quickly become your favourite room, offering tranquil yard views and walkout access to the deck and natural-gas BBQ setup. Main-floor laundry and a powder room keep busy family life running smoothly. Upstairs are four generous bedrooms, including a spacious primary suite with dual closets and a three-piece ensuite, plus an updated four-piece bathroom and new carpeting through the stairs and hallway. The lower level extends the living space with a fifth bedroom, oversized recreation room, cold cellar and substantial workshop/utility area. Fresh paint, replacement windows and blinds on the main and upper floors in 2021, and an epoxy-finished garage complete the package. Enjoy a mature West Galt neighbourhood close to Tait Street, St. Andrew's, Southwood and St. Gregory schools, everyday shopping, parks, trails and the shops and restaurants of Downtown Galt. Easy access to major routes and Highway 401 makes travel toward Kitchener-Waterloo, Guelph, Brantford and the GTA convenient. Don't miss your opportunity to put down roots in this wonderful family neighbourhood! (id:63159)
Listing Information
- MLS®
- X14087420
- Tax assessment year
- 2025
- Data last synced
- October 17, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: X14087420
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of The Oakville, Milton & District Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (condo fees, tax, utilities, etc.)$526.74
Total monthly cost$4,655.29
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$54,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,775.84
Cash Needed at Closing
Minimum down payment$54,990
Estimated Land Transfer Tax (LTT)$12,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
