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Property Type: Detached HouseOwnership: Freehold
287 BLUE HERON RIDGE
Cambridge, ON N3H3H1
MLS® X13867792
$869,900
3 bed3.5 bath6 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 114 x 90 FT
- Frontage
- 114 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,094.08 (2026)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second level | — |
| Foyer | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
Description
Welcome to 287 Blue Heron Ridge, situated in one of Cambridge's established neighbourhoods near the Grand River and Galt Country Club. Set on a large corner lot, this spacious 3-bedroom, 2.5-bathroom home offers plenty of room and an exciting opportunity for its next owner to make it their own. Inside, you'll find generous principal rooms, including an impressive family room with gas fireplace, formal living room and separate dining room, offering plenty of space for everyday living and entertaining. Upstairs are three bedrooms, including a generous primary suite with a 5-piece ensuite and walk-in closet. The unfinished basement provides additional space and future potential, complete with a bathroom rough-in. Outside, the fully fenced corner lot is a standout, with plenty of room for entertaining, gardening, children, pets or simply enjoying your own backyard. With no sidewalks bordering the property, there's also less winter maintenance. Enjoy a location just across from the Grand River and minutes to trails, golf, schools, shopping and everyday amenities, all within a mature neighbourhood of established homes and tree-lined streets. Large properties like this in Blue Heron Ridge are rare. Come see the space and discover the possibilities this property has to offer. (id:63161)
Listing Information
- MLS®
- X13867792
- Tax assessment year
- 2026
- Data last synced
- October 27, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13867792
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($61,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$695,920.00
Periodic payment — Principal & Interest (monthly)$4,489.84
Additional monthly expenses (condo fees, tax, utilities, etc.)$507.84
Total monthly cost$4,997.68
Interest paid over 5-yr term$199,452.67
Balance at end of term$625,982.29
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$61,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,264.32
Cash Needed at Closing
Minimum down payment$61,990
Estimated Land Transfer Tax (LTT)$13,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$77,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
